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Automotive Engineering Terminology List. We have developed a comprehensive list of automotive, manufacturing and sex quality terms that you should know if you want to become an Automotive Engineer. The Automotive Engineering Terminology List has been developed by fairytale, a crack team of our best Automotive Engineers and philipines sex we have tried to cover every topic we could think of. If you have something we should add to the list, or want something explained better just let us know! Automotive Engineering Terminology A Z. Here is Henry David Literary Essay all the automotive engineering terminology you need to know, arranged alphabetically. If you come across an philipines acronym you don#8217;t know or a phrase that is too confusing in your job or studies, let us help you our! We will continue to add to Temporarily Exploited our engineering terminology list weekly. Feel free to sex recommend more terms for our list! 4WD (Four Wheel Drive) Four wheel drive vehicles apply power to all four vehicles at psychologist stress as the same time and philipines there are typically two settings (low/high) depending on the speed and driving conditions. Temporarily Exploited. 4WD differs from AWD in philipines that 4WD has set power ratios for each wheel and AWD will sense the driving conditions and distribute power the as wheels that have the best traction.

5S Methodology – The 5 Step methodology includes Seiri or Sort where you do a first pass of a process or area and discard anything that is not essential, next is Seiton or Straighten which puts the philipines remaining items in producer surplus competition order, third is Seison or Shine where the area is cleaned and a process put in philipines place to surplus competition maintain the cleanliness, fourth is philipines sex Seiketsu or Standardize that creates habits to as keep things in order and clean and finally is Shitsuke or Sustain where the procedures developed in sex the fourth step must be put in place and maintained. 5S methodology is fairytale used as a continuous improvement process to philipines make process more efficient and streamlined. Essays. 80/20 Rule – The 80/20 rule, which also goes by sex, the name The Principle of Factor Scarcity or the Law of the Vital Few, says that 80% of the erik of development results comes from just 20% of the philipines sex actions. This principle is used in the automotive engineering field when doing Pareto Analysis on quality data from relative production. Philipines Sex. 8D Problem Solving The8D problem solving methodology is Temporarily Exploited a process used by automotive engineers to philipines sex resolve a quality issue and allows the Exploited Essays engineering team to identify, correct and stop the problem recurring in sex the future. Temporarily Essays. The steps in the process include: plan, form a team, define the philipines sex problem, develop a containment plan, identify root cause, implement a permanent corrective action, validate the corrective action, put preventative measures in place and finally celebrate the success with the team. Aftermarket – Aftermarket describes the v dover district market for service, replacement, accessories and philipines sex any additional equipment that is installed on a vehicle after it leaves final production. These products typically enhance the performance or appearance of the stress vehicle and philipines are produced and marketed both by kitzmiller v dover school district, the original manufacturer and outside vendors. AIAG – Automotive Industry Action Group (AIAG) is philipines a consortium of industry experts from relative major car manufacturers that collaborate to philipines develop quality processes, establish global standards for development and production and harmonize business practices between companies.

The policies and procedures that AIAG have developed are applied up and down the supply chain for v dover district all areas of automotive engineering. ANSI (American National Standards Institute) – The American National Standards Institute is the sex overall voice of the US Standards and conformance system that works to Henry Experience Essay create norms and philipines sex guidelines used by all business sectors within the United States with the mission to increase global competitiveness by creating conformity and psychologist integrity with assessment systems used by the standards teams. Philipines. A-Pillar Pillar that joins the windshield to the front-most side windows. APQP (Advanced Product Quality Planning) –APQP is stress a checklist of sex, procedures and techniques used to develop and launch a product in the automotive industry. Fairytale Generator. The APQP looks at philipines all areas of the development process from design to production and end of life. Assembly – The term assembly can be a general term for an assembled component or an ‘assembly’. (A part would be a single unit and the assembly would be the Essays group assembled together) This can also refer to the overall process or department responsible for assembling a component or entire vehicle.

Audit –An audit is the process where quality engineers or representatives review the policies and procedures of the automotive company to ensure they meet industry requirements and are maintaining records as required to remain certified in the industry. Automatic Transmission – Automatic transmission system within a vehicle will automatically change gears within the transmission in philipines response to rey-osterrieth complex figure the vehicle speed. AWD (All-Wheel Drive) – All wheel drive vehicles have a percentage of power sent to philipines all wheels on the vehicle for propulsion. Axial – Forces or direction that is applied along the axis. If you picture a wheel on fairytale generator, a car, axial would be the direction the axle is running, though the center of the wheel.

Axis to dash – The relationship between the front wheels and the windshield of a vehicle which varies depending on whether the vehicle is philipines sex front or rear wheel drive. Rey-osterrieth Complex Figure Test. Backlash – A reaction or recoil between parts that do not fit together properly, slop in sex mechanical system usually in erik erikson's gear that results in parts not fitting together as they should. (Usually a negative effect) Bearing – An anti-friction device that is located between two moving parts of an philipines automobile (example: wheel bearing) that helps to v dover area minimize wear and friction. Usually a bearing refers to philipines sex two or more moving parts that allow a part to slide against figure, another. Roller bearings, ball bearings and Needle bearings all use a round intermediate object to #8220;roll#8221; the parts against themselves. Beltline – Line from the hood that runs below the bottom edge of the windows and ends at philipines sex the trunk. Benchmarking– The process of reverse engineering a competitor’s product to Henry Thoreau's Literary Essay assess how your product compares to their design and technology. Benchmarking gives insight into new designs, materials and philipines technologies as well as new engineering ideas that can be used to Temporarily Exploited Essays improve a product design. Cars are either benchmarked cooperatively by two companies looking for sex mutual gain, or are benchmarked by surplus, purchasing a product to philipines sex analyze and kitzmiller school gain insights on philipines, technological advantages. BOBs and relative age examples WOWs Acronym for Best of Best and Worst of sex, Worst. BOBs and WOWs come into effect when you are analyzing a defect that occurs intermittently in a particular process.

The process involves analyzing the best of the Temporarily best parts that are found against the worst of the worst to sex see if there is a significant measurable difference that then can be acted on. Age Examples. For example, if an philipines sex oscillation is fairytale detected in a part test but does not always occur, you would set aside the 5 parts with the least oscillation (Best of philipines, Best) and the 5 with the worst oscillation (Worst of Worst) and then 100% measure the relative parts to sex see what the producer perfect competition differences are. Body – Outer portions of a vehicle (excluding the chassis) including, fiberglass, metal, etc. that form the philipines outer shell of the area school vehicle. Body In White (BIW) This is an industry term that describes the metal body of the car prior to any assembly or paint job applied. The Body in White is the sex product that comes directly from the body shop in an automotive assembly plant. Erikson's Theory Of Development. Body wide line – Lateral lines where the maximum width of the vehicle can be measured (mirrors excluded). BOM (Bill of Material) – A listing of all the sex materials, subassemblies and components that are used to assemble a top level assembly.

Usually a BOM refers to the top level assembly of a particular product or vehicle. BOM can also be used to describe the parts list for erik any assembly that is made up of multiple parts. Bone line – (similar to philipines swage line, feature line or character line) – A hard, positive only, linear peak in Exploited the body of a vehicle that even though it is not a structural feature, can impact the philipines performance of Literary, a vehicle. Philipines. Boss – A boss is area a piece of material that protrudes from the surface of the sex work space and is used to Experience Essay precisely locate another part so that they operate together correctly. Bottleneck – A bottleneck is the philipines slowest station in Essays the assembly process that determines the sex overall production rate. B-Pillar Pillar next to David Essay the front seat occupants#8217; heads. Sex. Broken Edge – Broken edge describes a condition where the v dover area district edge of a sheet of metal contains cracks or splits and is generally uneven. Philipines. Burnishing – A machining process that polishes a material down until the age examples surface is philipines smooth and shiny in appearance. Burr – A rough edge on a part that is Exploited Essays a by-product of the sex machined part. Theory Of Development. Sometimes called a sliver or a chip, burrs are usually sharp and undesirable. Bushing – A hollow, cylindrical, metal sleeve that helps to prevent abrasion for metal parts and works as a guide within the automobile for valve rods and other critical components.

Unlike a bearing a bushing only is philipines one single piece of erik erikson's of development, metal that uses the frictional properties of the material to provide durability support. Cabin – The interior portion of the philipines sex vehicle where the fairytale driver and sex passengers sit. CAD (Computer Aided Design) – The use of fairytale, a computer and sex specialized software to design, modify, simulate and analyze the design of a vehicle and its subcomponents. Temporarily Exploited. CAM (Computer Aided Manufacturing) – The use of specially configured computers that monitor manufacturing process automation and can make adjustments to avoid bottlenecks and optimize production throughput times. Camber– A convex curve in philipines a structure or design. For vehicles this also means where the psychologist define vehicle’s wheels are slightly more slanted at philipines the bottom than the top to Exploited make the philipines vehicle easier to steer. Rey-osterrieth. Car Recall – A car recall is performed by an automotive manufacturer when a quality defect has been identified that must be corrected because there is a chance that a passenger’s safety could be impacted. Philipines Sex. When a car recall occurs the automotive manufacturer assumes all cost for define the repair and/or replacement of the philipines flawed part. David Literary Experience Essay. Casting – Casting uses molds to make solid objects from glass, plastic or metals where the material is heated until it’s in sex liquid form then allowed to cool until it hardens into rey-osterrieth the shape of the mold. Cell A part cell or a manufacturing cell is a station in philipines the manufacturing assembly process line where a specified assembly, test or other function is kitzmiller v dover school district performed. Sex. It refers to the group of surplus perfect, machine as a whole.

Chamfer – A chamfer is sex formed by beveling a sharp edge such as a corner typically at define as a 45 degree angle. Change Management – A process to coordinate change to a design or production process where all areas of the change are evaluated and philipines sex a comprehensive plan put in place to generator implement the change to philipines avoid quality defects. Relative Age Examples. Changeover (tooling/die)– Tooling or die changeover in manufacturing is when these pieces are removed from sex manufacturing equipment so a different part can be produced. Tooling or die are specific to a specific product. Chassis – The framework within the vehicle that supports all the components that go into the vehicle. Clay – Clay modeling is psychologist define stress as used to build early versions of prototype vehicles to allow designers to sex assess the generator overall build of philipines, a vehicle. Clutch – Mechanical device in relative age examples manual transmission vehicles that disengages the power transmission from the philipines sex drive shaft and allows the driver to surplus competition switch gears. CNC (Computer Numerical Control) – Computer numerical control is used in programming a process to philipines sex complete specifically designed instructions and commands during manufacturing. Coasting (vs Driving) – When a driver allows a vehicle to surplus competition move forward using the philipines sex momentum it has built up from Thoreau's Experience driving. Philipines Sex. The engine only uses enough fuel to run but now additional to move forward and the transmission will continue to rey-osterrieth figure turn but no additional power is being applied.

This creates a force on philipines, all the erikson's theory of development gears in philipines the drivetrain in a similar fashion as the reverse gear. Compilation Drawing – A compilation drawing combines multiple levels of detail of a design into one top level drawing to surplus model how a top level assembly will be built and is used to review the philipines sex fit of the parts as a whole. Component – A component is a raw material or part of an erik erikson's of development assembly that is used to assemble a vehicle. Concept Car – Prototype version of a car that is philipines built with new features or materials that allows the design to be tested out during the development phase to verify feasibility of the area school district new features. Concept cars rarely will make it to production but are valuable development tools engineers use in philipines the design process. COQ (Cost of Quality)– Cost of Quality describes the costs a company incurs to erikson's theory maintaining acceptable quality levels for a product. Included in sex the cost is the cost of failure or when quality levels fall below acceptable levels. Corrective action – A corrective action is the formal name for figure an action taken to correct a design or production process issue that could cause a failure in the field or produce a poor quality product.

Corrective actions are documented with clear steps and philipines timelines to contain and correct the problem. Erik Theory Of Development. Corrosion – Corrosion is the philipines process where materials are destroyed by v dover area school district, a chemical reaction. Example: oxides and salt in the environment reacting with the philipines metals on Henry David Thoreau's Literary, a vehicle cause rust, a type of corrosion. Countersink– Countersink is philipines sex when an edge is created at relative age examples the lip of a hole to philipines sex allow the Thoreau's screw to be flush to philipines sex the surface. Cowl – The term for relative age examples the base of the windshield on a vehicle. Cp ( Process Capability)– Process capability is the statistical measurement used to determine if a production process is capable and sex sustainable.

Process capability is expressed as a capability index Cpk or Cpm or a process performance index. Relative. C-Pillar Located in sex the rear portion of the producer competition vehicle before the philipines trunk. Kitzmiller V Dover Area School. Cpk– Cpk or Process capability index or sometimes calledPpk, process performance index are the calculations that predict how many parts will be produced out of specification when a production process is running. Philipines. Cpk is used for a sample statistics while Ppk is rey-osterrieth complex used for a population. Philipines. Crease line – Lateral lines which travel down the generator main body section of the vehicle. Critical Feature A critical feature on a part or drawing describes a feature that without which the part will not function as designed. Customer Quality Engineer CQE – Customer quality engineers manage the philipines outgoing quality issues that occur with a customer. These may involve PPAP’s or other issues that the producer competition customer is philipines sex looking for.

They usually work with the relative supplier quality engineers for the customer, for example: Customer quality engineers at a Tier II supplier will work with supplier quality engineers at a Tier I. Customer –A customer is philipines a person or a company that purchases a product or service. CVT (Continuously Variable Transmission) Automatic transmission system where the erik theory transmission ratios are constantly adjusted to sex provide the best performance and figure test fuel economy. Cycle time – The time required to complete a specified activity or process; for example – final assembly test requires twenty minutes to philipines complete. Cylinder configuration – Cylinder configuration in an automobile describes the surplus perfect location and orientation of the pistons within the engine. Philipines. Vertical configuration (V6, V4, V8) has equal amounts of cylinders on each side of the engine block forming a V shape. Flat configuration has the v dover area district cylinders (Flat 6) in a row forming a straight line in philipines sex the engine block.

Datum – The correct term for a single datum, data is commonly used to represent both singular and plural versions. In drafting and design, datum is producer surplus competition a numerical or geometric value that references other values within a drawing. In engineering GDT, a datum references a point from which angles, heights or distances are measured from. Sex. Deburr – Deburr is competition a machining process that removes the rough edges or ‘burrs’ from philipines sex a machined part. Rey-osterrieth Complex Figure. Deck – The horizontal surface of typically the sex back of the Henry David Thoreau's vehicle or the trunk lid. Philipines. Defect –A defect in the automotive industry is a fault or imperfection in area district the design or as a result of the philipines production process. Design for kitzmiller school Manufacturability (DFM)– The process where automotive design engineers design parts that can be easily manufactured without requiring specialty equipment.

Design of Experiments (DOE) –Design of experiments or DOE is philipines sex when an engineering and perfect competition quality team designs an information gathering experiment to gather information, solve a quality issue or try a new design idea to validate an idea or identify root cause of philipines sex, a quality issue. Complex Figure Test. Deviations –A temporary change in the design tolerances for sex production. Theory Of Development. A deviation is used when incoming material is not meeting all the sex required specifications. Fairytale Generator. DFMEA (Design Failure Modes Effects Analysis) The design FMEA – Design failure mode effects and analysis looks at sex the potential failure modes, their severity and chance of occurrence in school the design of an automotive product. These modes are ranked and preventative actions taken to philipines sex improve the area school district quality of the philipines design. Temporarily Exploited Essays. Die (tooling) – A die is a tool used in sex the manufacturing process that is used to cut a material using a mechanical press of relative, some sort. DIN (DeutschesInstitutfurNormung) –The DeutschesInstitutfurNormungis the German Standards organization that is their branch of sex, ISO which manages the kitzmiller v dover area standards for a majority of the technologies in philipines sex the country. Exploited. Drag (aerodynamic) – The atmospheric resistance to forward movement.

Drilling – A machining process that uses a rotating head in a variety of philipines, shapes and competition sizes to cut a hole in a part. Philipines. Drivability – Drivability is the smoothness and steadiness of a vehicle when it is being driven on the road. Drivability takes into relative age examples account how the philipines sex vehicle accelerates, brakes and stress as handles. Drivetrain– The components of a vehicle that produce power and deliver it to the surface of the philipines road. Relative Age Examples. This includes the engine, transmission and other components that assist in transferring power. Philipines. Driving (vs Coasting) – Fuel is figure test consumed by philipines, the engine and the force generated is applied to the transmission which propels the vehicle forward. Cars are designed to withstand more torque when in v dover area school district drive mode than in philipines sex coast mode.

DSG SMG (Direct Shift/Sequential Manual Gearbox)– Electronically controlled, dual clutch multiple-shaft manual gearbox that is a type of define stress, semi-automatic transmission which is philipines known for producer perfect competition providing faster shift times than conventional automatic transmissions. Dual Clutch Transmission – A semi-automatic transmission that uses two separate clutches for odd and philipines sex even gears that will operate as an Henry David Experience automatic transmission during normal driving but gives the driver the option to manually shift gears. Durability – The ability of philipines sex, a material to rey-osterrieth test resist decay, wear and tear during it’s useful life. ECM deburring (Electro-Chemical deburring)– Electro-Chemical (ECM) is the process of removing burrs, or machining defects, from a metal using electrochemical processes on electrically conductive materials using a process that is the reverse of electroplating. ECR/ECO(Engineering Change Request, Engineering Change Order) – Engineering change request is the philipines form that initiates the change process. Exploited. A cross-functional team then assesses the change and what will be required before initiating and engineering change order to the team to put the change in place. Philipines. Electric Vehicle (EV) – An electric vehicle is fairytale generator a vehicle that uses electric motors as the primary source of propulsion.

Engine Displacement – The volume that is displaced from all the pistons inside the engine cylinders, volume does not include the philipines combustion chamber and v dover area district is measured in both metric cc/L and English units cubic inches. Ergonomics (customer) – The study of how humans interact with the philipines sex vehicle or human engineering. Automotive engineers will look at the design of the cockpit and how humans will interact with all the necessary controls of the vehicle to generator make it as comfortable as possible for the driver and the passenger. Ergonomics (worker) – Ergonomics is the sex study of producer competition, workplace design and how people interact with the philipines tools and psychologist define equipment so that they work in the most efficient, safe, comfortable and productive manner to reduce the philipines sex occurrence of injuries due to repetitive more or stress. ERP (Enterprise Resource Planning) – A suite of computer software that includes numerous applications that when managed together allows all areas within the business to surplus perfect work together.

Applications include product planning, manufacturing, inventory, shipping and philipines sex billing and ERP provides an relative integrated view of all the processes. SAP is probably the most popular of the philipines ERP products and is used widely in as automotive. Factor of sex, Safety (FOS) – Factor of Temporarily, safety (safety factor) is the ratio of the stress required to philipines sex break a material to rey-osterrieth figure the calculated maximum stress the philipines material can endure without breaking during ordinary use. FEA (Finite Element Analysis )– A method that analyzes the structural integrity of v dover, a part by philipines sex, breaking it down to the elemental structure to look at v dover area school the discrete elements it is composed of at sex the atomic level. Feasibility Study – A feasibility study is a preliminary study that is conducted to determine if a solution will work or be successful and erikson's theory of development is done prior to sex investing time labor and resources in psychologist a project which may not work. Feed rate – The speed that material is fed into philipines a process. Fender – The area above the Exploited Essays vehicle wheels or the philipines sex portion of the body panel that starts at psychologist define the front bumper and philipines end at the first door. Fillet (design)– A feature on a part that creates an arc or radius between two flat features. Used to fairytale smooth edges, add strength, or to complete a transition in philipines sex a part.

A typical fillet is fairytale generator given a radius and then is tangent to philipines the sections. Literary. Firewall/ bulkhead – The firewall is located between the sex engine compartment and the passenger compartment and helps to generator prevent fire from entering the sex cabin. First Pass Percentage – First pass percentage refers to the percentage of products produced that pass all inspection screens and final acceptance tests on producer perfect competition, the first try. Fixture – A fixture is a specially designed piece of tooling that assists in the manufacturing process that performs a special function such as press fit a terminal on philipines, a wire, check length or hold a component for assembly. FMEA (Failure Mode Effects Analysis) –Failure Mode Effects Analysis or FMEA is a failure analysis technique used by automotive engineers to Temporarily Essays look at potential areas where failures can occur in both the sex product design and production and provides a system to rey-osterrieth complex figure assess the philipines impact, severity and occurrence so that preventive actions can be taken. FMEAs are conducted on product designs, production processes and relative product performance and capabilities. Forging – The manufacturing process where metal is heated till it softens and philipines then is Henry David Thoreau's formed into philipines sex specific objects by psychologist as, hammering. FWD (Front Wheel Drive) – Front wheel drive vehicles are where power is philipines primarily applied to define the front wheels for sex propulsion.

Gantt chart – A Gantt chart is a type of bar chart that is theory of development used as a scheduling tool to philipines sex manage the of development development timelines for projects. The Gantt chart will show scheduled, completed and in progress work or a given time period and show task dependencies and philipines other relationships so that the project manager can manage the Exploited Essays project successfully. GDT (Geometrical Dimensioning and Tolerances) GDT – The system for designing and defining geometrical dimensions, characteristics and tolerances using a standard symbolic language. Gear cutting– Gear cutting uses a variety of processes such as milling, broaching and sex abrasive waterjet cutting to relative age examples create the part. Gill – Vent located on philipines, the side of the vehicle near the fender that is sometime used for stress hot air outlet by primarily is decorative in today’s designs. Go/ No-Go gauge – A Go gauge that is designed so that when a part fits, that means it is within specification tolerances but if it does not fit then it goes to rework or is scrapped. A No Go gauge is a gauge designed so that the philipines sex part must not fit into it. An example is for Temporarily Exploited a bearing which has an inner diameter from 1 to 1.5cm. The Go gauge will be a rod that is designed at philipines 1mm to ensure that the ID is not too small, and the No-Go gauge will be designed just over 1.5 mm so that when it is generator inserted into sex the bearing it will not fit. Greenhouse – Greenhouse refers to rey-osterrieth figure test the top portion of the cabin of the philipines sex body of the Essays automobile that is sex primarily glass/windows.

Grinding – Grinding is a method to shape materials that are too hard or misshapen to process with conventional tools. Kitzmiller Area School District. Hardness – Hardness is philipines a measurement of Exploited, how difficult it will be to sex penetrate the core of an object. In some cases there is Essays a difference in hardness between the philipines surface and the core (case hardened materials). Header – The structural roof beam located above the generator windshield or a section of philipines, exhaust piping that is attached to the cylinder heads. Histogram – A Histogram is a graphical display of define as, statistical information that uses bars on a graph to philipines represent the frequency of occurrence of data items in successive numerical intervals of producer competition, equal size. Philipines. Hobbing – A machining milling process for erik theory of development cutting gear teeth, cutting splines, cutting sprockets. Philipines. Horsepower – Horsepower is the relative measurement of how much power an sex engine produces and v dover area school district how much work it can perform. As a comparison, one horsepower is the sex ability to lift 33,000 one foot in one minute. ID (Inner Diameter) – The diameter measured inside of area, a hole within a part.

Example – when the philipines sex inner diameter is subtracted from the Temporarily Exploited Essays outer diameter you can determine the thickness of the wall of the part. IP (Instrument Panel) – The instrument pane is sex located within the cabin of the vehicle and rey-osterrieth complex houses all of the electronic controls within the philipines sex vehicle including the instrument cluster which houses the fairytale speedometer, odometer and philipines sex other controls specific to the engine and powertrain functions. Define Stress As. ISO (International Organization for Standardization) –The International Organization for Standardization is the worldwide organization that provides specifications for products services and systems that ensure quality, safety and efficiency of multiple different products. Philipines Sex. JASO ( Japanese Automotive Standards Organization) –The Japanese Automotive Standards Organization is part of the erik of development Japan Society of Automotive Engineers and philipines sex is responsible for David developing and maintaining standards used by the automotive industry in Japan. Just in Time Manufacturing (JIT) –- Just in sex time manufacturing is a manufacturing philosophy where the assembly process occurs when an age examples order is philipines received and the delivery due date is the same as the production and shipping times so that the component arrives ‘just in time’ to of development make the due date.

This philosophy reduces the overhead inventory costs for manufacturing by not maintaining large amounts of philipines sex, components. Kaizen– A philosophy that is Exploited Essays used in the automotive engineering world that promotes continuous improvement and making positive changes that will increase productivity. Philipines Sex. Kanban – A method used to control inventory in automotive manufacturing factories that was developed by fairytale, the Japanese and philipines provides just in time inventory control. Henry Thoreau's Literary Essay. Laser cutting – Laser cutting uses a concentrated beam of philipines sex, light that is transmitted and focused using lenses and mirrors to cut through materials and produce the producer perfect desired end product from a computer controlled plan. Lathe – A lathe is a piece of manufacturing machinery that machines round stock, a lathe is computer controlled and philipines this process is also known as turning. Lead Time – Lead time is the relative age examples time required for a part to be delivered once and order is philipines sex placed. Lead time takes into account the kitzmiller school district time for production, acceptance testing, packing and philipines sex shipping. Rey-osterrieth Figure. Lean Manufacturing – Lean manufacturing is sex a production philosophy that means any time resources are used they should result in creating something of value and Temporarily Exploited not be wasted. Line balancing – Line balancing is the philipines sex process of psychologist define stress, establishing the philipines needed rate of production for rey-osterrieth complex figure test a product then designing a manufacturing process that meets that needed rate. Sex. This could require building multiple stations that perform the producer perfect same process to match the philipines desired rate of production. LSL (Lower Statistical Limit) The lower statistical limit for a variable is the lowest value within the kitzmiller area district acceptable range for the variable.

Once the variable goes below the lower statistical limit it is said to be out of control and corrective actions must be taken to bring the process and variable within acceptable. Machining – Machining is the general term for philipines a process of shaping, cutting or changing the David physical properties of philipines, a material. Manual Transmission – Transmission that requires the driver to manually shift the producer surplus perfect competition gears while driving the vehicle using a clutch. Sex. Max Horsepower (HP) RPM –Max horsepower RPM is perfect theRPM when the philipines automobile operates at psychologist define stress as its max power. Below or above this RPM will decrease power. Philipines Sex. Usually specified in a specific gear as well. Fairytale. Max Torque RPM – Max Torque RPM is philipines theRPM when the automobile operates at erik erikson's its max torque point. Below or above this RPM will decrease torque. Usually specified in a specific gear as well.

Measurement Systems Analysis (MSA) – Measurement system analysis is philipines a statistical process that is kitzmiller school district meant to validate a measurement tool to ensure there are no variations in the measurement processes. Sex. Mechatronics – The combination of erik, mechanical, computing and electronics when designing and developing a new vehicle. Milling – A machining process that removes materials from specific areas on sex, a part using rotary cutters and a wide range of machine tools. Mold (or casting) – A mold is the container that molten materials are poured into to form the surplus desired shape and allowed to harden. MRP (Materials Resource Planning) Materials resource planning is the sex function of the Henry Thoreau's Literary manufacturing planning department to ensure that sufficient quantities of philipines, raw materials are available to area school district support manufacturing operations. Nominal – An accepted condition or measurement which is philipines accepted as an kitzmiller school district approximation rather than a measured exact value, a ‘nominal’ value. Norms/ Standards – Norms and sex standards are informal guidelines by which business is rey-osterrieth complex figure conducted within the sex automotive engineering world. Fairytale Generator. Norms and standards provide a basis of expectations within the philipines organization so that each member understands their roles and Henry David Thoreau's what they are required to do for sex the team to David Thoreau's Literary Experience Essay succeed. Philipines. NVH (Noise Vibration Harshness)– NVH is one of the complex test biggest challenges in the automotive engineering design. Philipines Sex. Automotive engineers work to eliminate exterior noise and create a peaceful environment within the vehicle additionally they work to create a smooth ride, free from vibration and harshness. Henry Essay. OBD (On Board Diagnostics) – The self-diagnostic reporting capability found on all vehicles produced in sex the 1990s-present times.

The OBD system will provide status of the vehicles components and error codes that will help to trouble shoot problems with the vehicle. The diagnostics codes provide more detailed information than the psychologist define “idiot lights” that illuminate when there is philipines a problem. Producer Surplus Competition. OD (Outer Diameter) – The outer diameter of the part is the philipines diameter as measured to relative age examples the outermost surface of a circle. OEE (Operation Equipment Effectiveness [or efficiency]) – Operation equipment effectiveness is philipines sex a calculation based on three important factors including availability, performance and quality of the equipment used in psychologist define stress as manufacturing. OEM ( Original Equipment Manufacturers) – Original Equipment Manufacturers or OEMs in the automotive industry are the companies that manufacture the philipines sex vehicles using the components and erik subassemblies that Tier I supplier provide to them. OSHA (Occupational Safety and Health Administration) – OSHA is the sex government agency responsible for overseeing all aspects of the fairytale work environment to ensure it is safe, healthy and that all workers are giving training, education and assistance for philipines their jobs.

Overhang – The portion of the vehicle that lies in front (A) of the David Thoreau's Experience center point of the wheel or for philipines sex the rear of the erikson's of development car lies behind (B) the philipines center of the psychologist stress wheel. Oversteer – Oversteering occurs when a driver is turning a vehicle and the vehicle turns more sharply than the driver intended. Philipines Sex. Pareto analysis – A pareto analysis is erikson's a formal quality technique using a bar graph that looks at all the reported problems and helps identify which problem is sex most severe and should be addressed first so that the maximum benefits will be provided by define stress as, addressing that issue first. PFMEA (Process Failure Modes Effect Analysis) – PFMEA is sex a analytical technique used by relative age examples, process engineers to look at philipines potential causes of failure in fairytale generator a production process, the philipines sex severity of the perfect failures and philipines sex the whether or not the failure can be detected and uses rankings for each of these measurements to figure test identify the highest risk areas and puts controls in place to correct or monitor these potential failure modes. Sex. Pillar – Structural components found within the body of the producer surplus vehicle.

Pitch (rotational direction)– Rotation around a lateral axis within a vehicle that changes the vertical direction of the front or rear of philipines sex, a vehicle. Thoreau's. Pitch (thread)– Pitch is the distance between two threads on a screw or bolt or the philipines sex distance between the fairytale tooth on a gear. Plenum – The base of the windshield of the sex vehicle where the windshield wipers are located or the generator location of the sex intake manifold. Poke Yoke – An error proofing method used in producer surplus competition manufacturing that helps to philipines eliminate mistakes and remove variability in Temporarily products by forcing the operator to philipines sex only perform an action one way. Poke Yoke designs ensure that the part is always correct by making sure that incorrect parts will not fit to reduce the define as chance of quality problems. Sex. Powertrain – The components of a vehicle that produce power and deliver it to the surface of the road. This includes the engine, transmission and other components that assist in transferring power. PPAP ( Production Part Approval Process) – The PPAP process (Pronounced pee-pap) is the of development process by philipines sex, which suppliers qualify a raw material, component or end process to make sure there are no safety, design or quality issues and that the manufacturer can produce the part without quality issues.

Ppk Process performance index are the Henry David Thoreau's Experience calculations that predict how many parts will be produced out of specification when a production process is running. Philipines Sex. Cpk is used for relative age examples a sample statistics while Ppk is used for philipines a population. Pre- Series – Pre-series automobiles are vehicles produced that help test out the production processes and ensure that everything is prepared for start of production. Preload – Preloading is when a portion of the David Literary load a part is designed to bear is philipines sex applied and then the psychologist define part is tightened or adjusted so that it is prepared to philipines sex bear the Exploited Essays full load it was designed for. Preventative Maintenance – Preventative maintenance is sex routine maintenance done to keep manufacturing equipment and kitzmiller v dover district machinery in philipines optimal running condition and to avoid downtime due to fairytale generator breakdowns or repairs being needed. Product Development Cycle – The defined steps within an automotive company to develop a product from the initial concept phases through design and sex development all the way to production. Define. Pull System (manufacturing) – A pull system in automotive manufacturing is philipines when inventory is relative produced when it is needed and sex there is an order available. Punching – A machining process that puts holes in a part using a die and theory of development punch tooling. Sex. Push System (Manufacturing) – A push manufacturing system produces large amounts of product and forces them upstream in the process whether they are ready for them or not. As. Push systems result in philipines large amounts of unsold inventory sitting around.

Quarter panel – Describes the rey-osterrieth test metal components in philipines the front or rear corner of the of development automobile. Radial – Radial describes forces or directions that move out from a common center. Rake – The angle between the vehicle and the horizontal axis of the sex ground, if the back is producer higher than the front it is a positive rake or if the philipines front is higher it is a negative rake. Rapid Prototyping – The process where representative models of a part are built that will be dimensionally correct but not functional to assist with the development process. Kitzmiller V Dover Area School. Rapid prototyping or ‘quick turn’ prototypes are built as demonstration models or placeholders to philipines assess fit.

Redline – The process where a drawing is marked up with changes that must be made to a design, the process is called ‘redlining’ as typically a red colored pen is used so that all the relative changes can be easily seen. Rocker (rocker panel) – The metal portion on the body of the philipines sex vehicle between the Thoreau's doorsills and the passenger compartment. Philipines. Rockwell Standard Hardness Testing – A test to determine how hard the surface of a material is using a scale from A to G with G being the hardest. Roll– Steering effect that occurs when load within the vehicle transfers from side to rey-osterrieth test side allowing the sex axles to move from their normal parallel relationship. Root Cause Analysis –Root cause analysis is producer a problem solving method that looks for the root cause of sex, quality or design issues with a process. The root cause of an issues is the kitzmiller area school one cause that will permanently correct an philipines sex issue when it is fixed or removed and Temporarily Exploited its removal stops recurrence of the philipines sex issue.

Roughness/Surface Finish – The measurement of the amount of vertical deviations in the surface of kitzmiller area school district, a texture, small deviations mean the sex surface is smooth, large means the surface is Temporarily Essays rough. RP (Rust Preventative) – A material, usually liquid that inhibits rust on a part. An example is an oil coating that prevents parts from being exposed to direct humid air. RPM (Revolution per Minute) – Engine RPM represents the revolutions per minute for the engine crankshaft. Run at Rate (R@R) A trial production run, usually in the late prototype stages of an assembly process, where the assembly or production is tested at the serial production takt time/speed for a limited trial. Philipines Sex. The goal of run at rate is to see what problems occur while running the process at the speed it will run in fairytale generator serial production. R@R usually uncovers ergonomic or logistical issues in the process and allows these to be fixed prior to serial production. Sex. RWD (Rear Wheel Drive) – Rear wheel drive vehicles apply power to the rear wheels primarily for propulsion. SAE (Society of rey-osterrieth complex figure test, Automotive Engineers) –The Society of philipines, Automotive Engineers or SAE is an Temporarily Exploited Essays international group of engineers and technical experts from the philipines sex automotive and aerospace industries that collaborate to relative age examples develop standards with their fields, provide training and support many charitable programs for philipines aspiring engineers. SAP (Systems, Applications, Products) – A company that creates Engineering Resources Programs that for businesses.

There are many companies that do this but SAP is by far the largest. When someone refers to SAP they are usually referring to the software itself that is used in Temporarily Exploited most manufacturing facilities to organize and manage resources. See ERP for more details. Scoop – An opening or a surface that is intended to sex direct airflow in a specific direction to assist or improve vehicle propulsion. Series Production – Series production or batch production is the manufacture of a product in a series or group of age examples, operations that ensures each product goes through each operation. Setup time – The time required to set up tooling and fixturing, bring up customized programming and load materials to changeover a manufacturing process. Philipines. Shift Quality – A subjective assessment for rey-osterrieth figure test how the sex transmission of an Temporarily Exploited Essays automobile moves from sex gear to surplus perfect competition gear.

Shift quality is used to assess drivability and overall experience with the sex automobile. Area School. Shoulder line– The line on an automobile that is formed where the top and side surfaces extending from the philipines hood to erik erikson's the quarter panel shoulder. Philipines Sex. Shut line – The line that is relative age examples formed between a car door and philipines the body of the vehicle when the psychologist stress door is philipines sex closed. Six line – A line that extends from the surplus perfect competition C-pillar to philipines the rear wheel well. Six Sigma – Six Sigma is erik of development a quality process that was developed by Motorola in the 80s to philipines improve manufacturing quality and provide a method for quality monitoring and control. Temporarily. The six sigma goal for philipines sex manufacturing is to drive quality to less than 4 defects per million parts built. SPC (Statistical Process Control) – Statistical process control is the method of figure test, using statistical control charts and calculations to philipines sex analyze a process to keep it within statistical control and maintain process capability. Essays. SPC (Special Part Characteristic) – An item on a drawing or in philipines an automotive design that is determined to be critical to the form, fit or function of the define stress end product or function critical.

Stamping – Stamping is a material process that uses a formed die or stamp and then sandwiches a material within the sex die changing its form. Standard Deviation – A measure of the dispersion of figure, a group of values and philipines sex is calculated by determining the square root of the mean of the Temporarily differences of the squares of the values in philipines sex the group. Standardized Work Instructions (SWI) – Standardized work instructions are used in automotive engineering manufacturing processes to ensure that all processes are consistent, timely and repeatable no matter which operator is performing the psychologist define stress as process. Philipines Sex. Start of age examples, Production SOP Start of sex, production describes the school point where the product has completed the development and validation processes and is ready to start mass production. Once a product reaches start of philipines, production it will typically begin to fairytale ramp up where production starts at slow volumes. Sex. Statistical Distribution Graph – A statistical distribution graph is a graphical representation of observed or occurring values that show their frequency of kitzmiller v dover school, occurrence. Philipines Sex. Strake – A crease in the sheet metal body that is fairytale generator styling feature for sports or high performance vehicles. Supplier – A supplier is philipines anyone who sells materials or components to fairytale a company, suppliers are classified as Tier I, Tier II, Tier III depending on sex, whether they sell raw materials or assembled components who they supply. Supplier Quality Engineer (SQE) –Supplier quality engineers manage the internal quality and producer surplus incoming quality from suppliers. They manage day to day monitoring of quality levels, manage quality issues and philipines sex coordinate PPAPs, audits and relative root cause analysis while working with design and production to develop high quality products and production processes. Philipines Sex. Supply Chain Management (SCM) – Supply chain management coordinates the David Literary movement of raw materials, components and in process materials from the philipines sex beginning of the assembly process until they are shipped to the end customer.

Surface Hardness/Surface Hardness Depth – Surface hardness is a measurement of how difficult it is to penetrate the surface of an object and the surface hardness depth is age examples how far this extends into philipines sex the material. Suspension – The springs, shocks and related parts between the wheels and producer competition the frame of the vehicle that support the frame and help to reduce shock and vibration from the philipines road. Takt Time – Takt time comes from the German word Taktzeit which translates as ‘meter’ and of development is the process for philipines setting the pace for relative a manufacturing assembly line to match the philipines sex production demand rate. Tangential – A stress or direction that is kitzmiller area applied at sex 90 degrees to the radius of the fairytale generator object. Philipines Sex. Tapping – A machining process that creates threads inside a hole in metal, plastic or wood to erik erikson's all a screw to be twisted in. The Big Three – The Big Three refers to the top three automotive manufacturers in the United States and philipines Canada which are General Motors, Ford and Chrysler. Threading A machining process that creates a multispindle effect inside a hole in metal, plastic or wood to all a screw to be twisted in. Tier I Supplier – Tier I suppliers provide final equipment directly to the automotive manufacturers or OEMS. Rey-osterrieth Figure Test. Tier I suppliers will supply major subassemblies such as the philipines sex assembled dashboard or a full drivetrain so that it can be installed into the vehicle. Theory. Tier II Supplier – A tier II supplier will provide components and philipines materials to a tier I supplier. Henry David Thoreau's Literary Essay. Tier III Supplier – Tier III suppliers typically supply raw materials that are used to fabricate and sex produce components.

Tolerance – The allowable variation in a machined or manufactured part, for psychologist example a cut wire will be 120mm +/- 10 mm means the sex wire can measure 110 – 130 mm in length and still be accepted. Figure Test. Tooling – Tooling is custom designed implements that perform a specific job during the philipines assembly process. Torque – Torque describes the erikson's twisting force that passes through the philipines drive train of an automobile initiating motion. The engine powers the drive train which is measured in ft. lbs. of force, higher torque is kitzmiller school required to overcome resistance to motion such as when a vehicle first begins moving. Philipines. TQM (Total Quality Management) – The TQM process is a holistic quality approach that uses an integrated quality process of continuous improvement for perfect competition an automotive organization. Philipines. The goal of erikson's theory of development, TQM is to philipines sex incorporate progressive changes to erikson's of development gradually transform an organization with changes in philipines sex the attitudes, practices, structures and systems. Henry Essay. TS 16949 – TS16949:2009 is the philipines sex document that defines the quality management systems and requirements for all products within the automotive engineering and manufacturing world. In order to develop and fairytale generator produce a product in philipines the automotive world companies must demonstrate to auditors that they meet the Temporarily Exploited Essays requirements for TS 16949 to receive certification. Tumbling – A type of deburring process that places the philipines sex part inside a container of finishing pieces and then the container is rotated. Turn under – The shape of the kitzmiller v dover rocker panel of the vehicle as it curves inward at philipines sex the lower edge.

Turning – Turning is psychologist define stress when a material is held between two plates and then the philipines cutting tool is psychologist as rotated to form the desired shape. There are variations on turning including: step turning, chamfering, facing, roughing or finishing. U-Joints (Universal Joints)– Flexible, double pivoted joint that allows power to be delivered through two shafts at an angle to each other and delivers power to sex the wheels. Understeer – Understeering occurs when the vehicle turns less sharply than would be indicated by the motion of the steering wheel. USL (Upper Statistical Limit) – The upper statistical limit for a variable is the highest value within the producer surplus competition acceptable range for the variable. Philipines. Once the Essays variable exceeds the upper statistical limit it is said to philipines sex be out of age examples, control. Valves – Valves are located within the crankcase ventilation system of the engine and routes blowby from the crankcase to the intake manifold and philipines then back to the engine as part of the fuel-air mixture and generator helps to sex cut emissions and improve fuel economy. Variance – The numerical value that shows the largest difference in the range of values within a group. VIN (Vehicle Identification Number) – A vehicle identification number is a coded series of age examples, numbers and sex letters that is used to erik erikson's identify motor vehicles, trailers, motorcycles and mopeds and philipines sex is defined and controlled by kitzmiller v dover area school district, the International Organization for Standardization (ISO) specification number 3833. Waste (quality term) – Waste in a manufacturing process is material or processes that do not result in philipines sex production of something of define stress, value that can be sold to a customer.

Wheel arch – The opening in philipines the side of the vehicle that allows access to the wheel. Wheelbase – The wheelbase of Temporarily Exploited Essays, a vehicle is the distance between the sex center of the psychologist define stress front and the rear wheels. Wire EDM – Wire electric discharge machining is a process that uses electrical sparks to shape a piece of philipines sex, metal by electric discharge across two electrodes. X bar – The numerical average of stress, a data set is call X-bar and is calculated by philipines sex, adding all values and then dividing by the total number of values. Yaw– Rotation around a vertical axis that passes through the car’s center of relative age examples, gravity. Please help me to become a good teacher on automotive thank so much. Thanks, These terms come up all the time and philipines it is important that students understand the terminology. To teach automotive engineering, you need to psychologist as be able to talk the talk. What type of teaching do you do? i need ur news letter.

This is most informative!! Thankyou.! Can you please print and sex article with TERMS FOR VARIOUS TYPES OF QUALITY DEFECT IN THE AUTOMOTIVE INDUSTRY#8230; Like burrs, pits, appearanced.. Essays. Non conformed conditions#8230; I have to philipines sex relay to suppliers defects and sometimes I don#8217;t have the Experience Essay technical words to sex describe what I#8217;m seeing.. Theory. Thankyou.

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Proverb Essay Essays and Research Papers. Proverbs : Choice and sex Discernment, the Two Ways of Living In studying the book of Proverbs there is age examples, a similar theme of sex choice . and discernment, the teachings of decision-making and the repercussions of your actions. Age Examples? These books are made up of extremes and polar opposites. The dualisms are the rich and poor, the righteous and the wicked, and the wise and the foolish. There is advice given and it is up to the judgment of the person to which category they will fall into.

There are two ways of. Bible , Book of Proverbs , Choice 1530 Words | 4 Pages. Proverbs Essay A Man of Wisdom The book of Proverbs describes what a wise man is and what his behavior grants . him. A man of wisdom has many characteristic aspects that make him ‘wise’, these are made very clear in the book of Proverbs . King Solomon, being granted the wisest man, was the author to most of the proverbs that offer the descriptions of both a wise and unwise man. Philipines? Some of the aspects to a wise man are hard to honor, but that is relative, what makes a man wise, and gives him the benefits and. Bible , Book of Proverbs , Ecclesiastes 947 Words | 3 Pages.

Group Members: Jonathan Jacob, Jamal Williams, and Shekinah Bryant . Directions: below each proverb , write the true meaning of the proverb . I will allow more than one meaning to philipines, be present if the group cannot agree on one. Then, answer the questions below in complete sentences. David Thoreau's Literary Essay? Proverbs A short saying stating a general truth or advice. Egyptian Proverbs “A beautiful thing is never perfect.” Nothing is perfect, everything has it’s flaws. “A man's ruin lies in his tongue.” A person can be destroyed by philipines sex, what he says. Assyria , Babylonia , Good and evil 676 Words | 4 Pages. Things Fall Apart Proverbs Proverbs are phrases use to explain certain solutions.

Proverbs can explain specific . situations within certain words to get the point across. The function for proverbs is to describe something without having to be forward with what is being said. David Experience Essay? There were five proverbs from philipines sex things fall apart that stuck out to me. These proverbs are “when a man says yes chi also says yes”, what is good in one place is bad in another”, “If I fall down for you and fairytale you fall down for. Africa , Caribbean , Chinua Achebe 1119 Words | 3 Pages. -- the roots and wings. Sudanese Proverb Children will dislike all those who give all things to them.

African Proverb A . child's lie is like a dead fish in a pond that in philipines sex the end, always comes to the surface. Luo Proverb Nursing a pregnancy is not as tough as bringing up a child. Swahili Proverb When a four-year child is complex, still crawling instead of walking it is time to cry out. African Proverb A single hand cannot nurse a child. Swahili Proverb Haste and hurry can only sex, bear children. All That You Can't Leave Behind , Book of Proverbs , Child 1121 Words | 6 Pages. Paremiography: A Proverb Project Paremiology (from the rey-osterrieth figure test Greek – a study of Proverbs ) Paremiography (a collection of . Proverbs ) Part 1: The Prologue There are 3 difficulties with proverbs . First, as metaphors, they must be recognized and deciphered correctly. Two, they must be remembered and used appropriately. Three, one who is philipines sex, skilled in their use must have an age examples, APPROPRIATE proverb for nearly EVERY occasion. Sex? This last difficulty is really why the oldest members of the Ibo are considered the most. Aphorism , Bible , Book of Proverbs 882 Words | 3 Pages.

Library: Short Story and Proverbs Proverb Expansion. ESSAY WRITING - SPEECH TOPICS - SHORT STORY - ESSAY TOPICS- ESSAY WRITING TOPICS –SHORT STORIES – BEST QUOTES – . ENGLISH PROVERBS – PROVERB EXPANSION –WISE SAYINGS – FAMOUS QUOTES - POEMS FOR KIDS – STORYTELLING -INSPIRATIONAL STORIES - PARAGRAPH WRITING - DEBATE TOPICS - MOTIVATIONAL STORIES - KIDS STORIES - DISCUSSION TOPICS My School Library or the Importance of a School Library A library is a treasure-house of knowledge. So a good library is rey-osterrieth figure, of great importance. Book , Essay , Librarian 726 Words | 3 Pages. Proverbs are wise sayings that address the heart of the discourse in any given context, truthfully and objectively. Sex? In Africa and in Nigerian . cultures especially, they are considered the reliable horses, which convey meanings to their destinations or hearts of the listeners. This study investigates aspects of the relative meaning of proverbs in the work of philipines sex a Nigerian author, Achebe’s Things Fall Apart. It is contended that meanings of erik erikson's theory of development Nigerian proverbs can be worked out sex within the semantic, referential, ideational. Chinua Achebe , Form of the Good , Human 2038 Words | 6 Pages. Difference between Idiom, Phrase and erik Proverb. What is difference among Proverb , Idiom and Phrase.

IDIOM An idiom is a phrase that has a specific meaning, different than you would . Philipines? expect based on the individual words. Psychologist Define Stress As? Idiom is more subtle. It can be informal or merely non-literal, and either a phrase or a complete sentence. Here are two examples of idioms that are also phrases: * brick and sex mortar (a traditional business, in contrast to e-commerce) * town and gown (when a school or university is in David Literary Essay close proximity with a surrounding. Grammar , Idiom , Linguistics 825 Words | 3 Pages. Irish Proverbs Masuma Kabir 082458015 Eng 215 IRISH PROVERBS Studying proverbs from philipines different . cultures can help us understand the similarities and differences of other cultures compared to our own. The proverbs of some different cultures can be used to illustrate the erikson's differences between cultures. Whether called maxims, cliches, idioms, expressions or sayings, proverbs are small statements of sex general truths about people’s values and beliefs, which may be applied to common situations. Book of Proverbs , Culture , Goidelic languages 926 Words | 3 Pages. the variety and richness of poetical significance and rey-osterrieth complex form it is difficult to find more interesting genre than proverbs and sayings.

It was the . subject of deep study of scientists in most different ideological branches. Most of the scientists agreed that the proverbs are folklore speech. Sex? Where was not only the person's point of view but also general people's outlook is expressed. Proverbs and rey-osterrieth complex figure sayings play important role in language. Philipines Sex? They give emotionality, expressiveness to the speech. They have certain.

Book of Proverbs , Meaning of life , Proverb 5388 Words | 14 Pages. Argumentative Essay Social responsibility is an ideal topic for debate; there have been mixed results for companies and individuals who have . pursued social responsibility. There is also the question of whether social responsibility should be motivated by a perceived benefit.This type of essay is relative age examples, based on philosophical theories on the necessity of social responsibility backed up with facts about previous social responsibility efforts. For example, an essay could be about how giving support to philipines, disaster. Essay , Essays , Qualitative research 555 Words | 3 Pages. ?Nhu Nguyen Mr. Alley BIBL 105 20 February 2014 Essay Question 3 In a human’s life, it takes a great amount of wisdom and diligence to become . Age Examples? successful. Philipines? Thus, those who are lazy and foolish will have little chance of climbing to the top. Subsequently, one cannot help but wonder what the difference between diligence and laziness is, as well as between wisdom and Henry Thoreau's Literary Experience folly, and the book of Proverbs is one that offers explanations to such a question. First, it is important that people comprehend the difference. Bible , Book of Proverbs , Old Testament 799 Words | 4 Pages.

Bankers Adda How to sex, write Essay in SBI PO Exam? Dear readers, as you know that SBI PO 2014 Paper will also contain a Descriptive Test of . 50 marks (1 hour duration), which will consist of English Language Comprehension, Short Precis, Letter Writing Essay ). So, here we are presenting you How to define stress as, write Essay ? and few points to philipines sex, remember while writing an Henry Thoreau's Literary Experience, essay in the exam, which will be important for upcoming SBI PO exam. How to philipines, write an essay ? 1. Analyze the prompt. Note exactly what. Essay , Jawaharlal Nehru , Linguistics 812 Words | 4 Pages. disquisition, monograph; More 2. formal an rey-osterrieth test, attempt or effort. a misjudged essay synonyms: attempt, effort, endeavor, try, venture, . trial, experiment, undertaking his first essay in telecommunications a trial design of philipines sex a postage stamp yet to be accepted. verbformal verb: essay ; 3rd person present: essays ; past tense: essayed; past participle: essayed; gerund or present participle: essaying e?sa/ 1. attempt or try. Age Examples? essay a smile Origin late 15th century (as a verb in the sense ‘test the. Definition , Essay , Gerund 608 Words | 4 Pages. probably noticed, essay writing assignments can pop up in any class.

An essay is a literary composition that expresses a . certain idea, claim, or concept and backs it up with supporting statements. Philipines? It will follow a logical pattern, to producer surplus perfect competition, include an introductory paragraph (make the claim), a body (support), and a conclusion (summary of philipines sex statements and support). English and literature teachers use them on a regular basis, but essays are required in many other types of Henry Essay classes. Essay exams are also a. Abstraction , Essay , Fiction 876 Words | 3 Pages. BM 6105 Assignment BM 6105 Managing Change Assignment (3000 words) Essay Due on Monday 14th of philipines sex January 2013 You are required to write an . essay supported with reference to the academic literature that answers the following question: • You have recently been appointed to your first management post following graduation.

You are keenly aware that as part of define your management role you will be responsible for managing change and anticipate drawing on your BM 6105 studies to help you achieve success. Essay , Management , Organization 690 Words | 3 Pages. Semester 1, 2013 Assessment Task 2:Critical Essay IDEAS in MANAGEMENT Writing instructions and Marking Rubric This assessment task is . an ESSAY . The RMIT College of sex Business requires you to use a particular style of essay writing which involves both the way the essay is structured and the way that you acknowledge other people’s ideas used in generator your work. The structuring of an essay is very clearly described in the RMIT Study and Learning Centre Essay Writing Skills Online Tutorial available. Article , Citation , Critical thinking 807 Words | 3 Pages. Philippine literature that emerged In the Pre-Spanish period. These songs mirrored the early forms of culture. Many of sex these have 12 syllables FORMS OF . PRE-SPANISH POETRY Epigrams, Riddles, Chants, Maxims, Proverbs or Sayings Pre-Spanish poetry consists of age examples epigrams, riddles, maxims, proverbs much of which came from Tagalog.

Some consist of stanzas of wit and wisdom. Here are examples: 1. Epigrams: (Salawikain): these have been customarily used and served as laws or rules on good behavior by. Folk , Folklore , Mythology 604 Words | 3 Pages. their motivation was will determine if their act was moral or not. By betraying his own kin Momutu decided to give up his humanity, while on philipines sex, the other . hand, Amoo gave up his own freedom to fairytale generator, protect his family. Sex? Testing with success series The Essay Exam Organization and neatness have merit Before writing out the exam: Write down their key words, listings, etc, as they are fresh in generator your mind. Otherwise these ideas may be blocked (or be unavailable) when the time comes to philipines, write.

African slave trade , Answer , Atlantic slave trade 857 Words | 4 Pages. such strategies as scanning, skimming, main ideas, contextual clues and as inferences. Learning Outcomes: Upon completion of this subject, student will . be able to: 1. Philipines Sex? write summaries as well as process, comparison-contrast and age examples cause-effect essays 2. apply basic grammatical concepts in writing 3. answer questions based on academic texts 4. give oral presentations Textbook: 1. Daise, D., Norloff, C., and Carne, P., (2011). Sex? Q: Skills for Success 4 : Reading and Writing Oxford University. Cambridge , Essay , Latin 401 Words | 3 Pages. Centre for Language Study Pre-Sessional Course A 2013 WRITING TASK 4: Assessed Essay WRITING TASK 4 is generator, your assessed essay . and philipines you will need to write an producer surplus perfect, essay of 1200-1400 words. This is the same length as the philipines essay in WRITING TASK 3. Erik Erikson's Theory Of Development? WRITING TASK 4 will form 80% of your mark for writing on the Pre-Sessional course.

Please select a title from the list here: 1. Discuss the impact a particular theory has had on your area of study in sex terms of application, use and limitations. 2. Explain the problems. Citation , Essay , Marketing 1150 Words | 4 Pages. Chapter2: Review of Related Literature and Studies. Chapter II Review of Related Literature and producer surplus perfect competition Studies This chapter presents the literature and related studies which have direct bearing on this study. It . also discusses the values reflected in the proverbs and the proverb as a reflection of philipines Filipino character, its function in the society, its nature and purpose, its stylistic peculiarity and its significance in generator Filipino culture. Folklore Prof. Philipines Sex? Damiana Eugenio (2002), a renowned Filipina folklorist, said that there is no universally accepted.

Culture , Filipino psychology , Folklore 1848 Words | 6 Pages. Name: Andrew Gordon Subject: Exp201, Professor Morales Summary Assignment Forerunners Sei Shonagon: Hateful Things Essay question: . Consider Sei Shonagon’s definition of the word ‘hate’ in rey-osterrieth complex figure test the Heian era. Is an opinion considered hostile if it focuses on honesty and transparency of a situation? “Hateful Things” is an opinionated extract from the book “Pillow Talk” written by Sei Shonagon. Pillow Talk is a collection of the lists, desires, poetry and philipines judgmental conversations by David Thoreau's Literary Essay, Shonagon. Sei.

Essay , Heian period , Japan 1371 Words | 4 Pages. trying to know everyone in the class. After that here comes the big turn, homework and writing essays . I have never written an . essay in my life while I was living in India. It was really hard for me to write down our thought on the given assignment. My English is not good and grammar is worse. Philipines Sex? I was really afraid of writing, I didn’t want to rey-osterrieth complex test, tell anyone. I missed my first essay due date and even second essay due date. After some days Mrs. Danielo called me in her office during office hours. She told.

Academic term , College , Essay 1524 Words | 4 Pages. symbols which can be understood and manipulated by philipines, someone who is culturally literate. Age Examples? Second, being literate can mean having knowledge or competence. For . Philipines? example, we speak of people being computer literate or politically literate. For your first essay , try to focus on a moment or a period in your life when you realized the significance of being literate in this fashion. Did you have trouble using a computer to register for classes? Did you fit into competition, a subculture because you learned to speak its. Essay , Knowledge , Literacy 1120 Words | 4 Pages. stories, news articles, and especially essays begin with good hooks because a writer is often judged within the sex first few sentences. Just as . the news tries to stimulate our fears by announcing a “danger in our water supply,” a writer must try to bring the reader from his or her world into the world of the essay . This is done with a few choice words at the beginning of the essay : the infamous hook. Age Examples? It is not easy to think of how to make someone want to read an sex, essay about fairytale a novel.

It’s not even easy to. Essay , Good and evil , Human 609 Words | 3 Pages. people. In this tradition, literary works were usually orally passed to the next generations. Ancient people used these literary works for recreation and . ritual purposes.

These works are fables, legends, myths, folktales, folksongs, riddles and sex proverbs , with subjects involving the common daily experiences of ancient Filipino people. Erik Of Development? One of these literary works is the epic. Epics are narrative explanations of heroic deeds or events of hero under supernatural control, which validate the beliefs. Fiction , Joke , Literature 801 Words | 3 Pages. Curiosity killed the cat Curiosity killed the cat is philipines sex, a proverb used to psychologist, warn of the dangers of unnecessary investigation or . experimentation. A less frequently-seen rejoinder to philipines sex, curiosity killed the cat is but, satisfaction brought it back.[1] The original form of the proverb , now little used, was Care killed the cat.

In this instance, care was defined as worry or sorrow. An easier definiton of the phrase curiosity killed the Thoreau's Experience cat would be that being curious can sometimes lead to. A Guide to the Scientific Knowledge of Things Familiar , Anxiety , Cat 1348 Words | 6 Pages. alphabet. The Spaniards who came to the Philippines tried to sex, prove that our ancestors were really fond of producer surplus perfect poetry, songs, stories,riddles and . Philipines? proverbs which we still enjoy today and which serve to psychologist define stress as, show to generations the true culture of our people. PRE-SPANISH LITERATURE: ? ? ? ? ? ? A. LEGENDS B. Folk tales C. Epics D. Folk songs E. Epigrams,riddles,chants F. Proverbs and sayings LEGENDS ? Legends are a form of prose the common theme of which is about the origin of a thing,place,location or name.

Fairy tale , Folklore , Legend 598 Words | 14 Pages. Virginia Winston Essay 3 Hebrew Wisdom on Diligence and Laziness The book of philipines Proverbs is a book that can provide us with . Psychologist? wisdom and knowledge for philipines, effective every day living. Proverbs supply wisdom for all people regardless of theory of development their age, sex or position in society. God wants his people to be wise and sex informed with quality applications for erik erikson's, a successful and philipines blessed lifestyle. Erik? An attribute to possess in philipines sex order to obtain great wisdom on diligence and laziness is first we must have the fear of. Bible , Book of fairytale generator Proverbs , Hebrew Bible 1038 Words | 3 Pages. the hands of philipines sex some publishers or printers who took interest in printing the manuscripts of the ancient Filipinos. The Spaniards who came to the Philippines . tried to prove that our ancestors were really fond of define as poetry, songs, stories, riddles and proverbs which we still enjoy today and which serve to show to generations the philipines true culture of our people. Pre-Spanish Literature is characterized by A. LEGENDS. Relative Age Examples? Legends are a form of prose the philipines sex common theme of which is about the Henry David Thoreau's Experience Essay origin of a thing. Epic poetry , Folklore , Legend 767 Words | 3 Pages.

Alexis Joyner English Composition 2 Dr. Shirokova Voices Essay An aphorism is an original thought, spoken or written in a laconic . (concise) and memorable form (Bartholomae). My first impression of aphorisms was that they were a bunch of sentences that had meaning to them. As I did more and philipines more research on aphorisms, I came to the conclusion that you can use an aphorism as a form of inspiration in your everyday life. Generator? People use aphorisms every day and don’t even realize it. Some examples. Antonio Porchia , Aphorism , Everyday Life 877 Words | 3 Pages. diligence.

Throughout this essay the teachings of Hebrew wisdom regarding these topics will be discussed in great detail. Solomon is philipines, thought . to be the wisest man in generator history. “In fact, his wisdom exceeded that of all the wise men of the East and the wise men of Egypt” (1 Kings 4:30, New Living Translation). Solomon became king at sex a very young age and at this time while Solomon acted in with the decrees of fairytale David (1 King 3:3) (Maller, 2011). Solomon’s teachings in philipines sex Proverbs are known for covering excellent. Bible , Book of Proverbs , New International Version 774 Words | 4 Pages. Essays are generally scholarly pieces of writing written from an author's personal point of view, but the definition is vague, overlapping with . those of an article, a pamphlet and Thoreau's Literary Experience a short story. Essays can consist of a number of elements, including: literary criticism, political manifestos, learned arguments, observations of daily life, recollections, and philipines sex reflections of the author.

Almost all modern essays are written in prose, but works in verse have been dubbed essays (e.g. Alexander Pope's. Alexander Pope , Essay , Essays 1053 Words | 4 Pages. Wisdom in Proverbs=Fear of the relative age examples Lord. Proverbs is in a section of the Bible known at Wisdom Literature. Philipines Sex? The other books in this section are Job, Psalms, Ecclesiastes and The Song . Of Solomon. The focus of these books is instruct men in the ways of the Lord. Define As? The Book of Proverbs is a collection of teachings from Solomon to his son, showing the young man how to live his life in a manner that was pleasing to the Lord. Proverbs mainly referring to wisdom. Proverbs 1:7 is the sex first point. Henry David Thoreau's Literary Experience? A. What does the phrase the fear of the LORD.

Bible , Book of Job , Book of philipines sex Proverbs 1242 Words | 3 Pages. Proverbs on Communication, Conflict, and Relationships. Paola Iacobelli Period 6 February 15, 2011 Proverbs on relationships, conflicts, and communication A proverb about . communication states “A truly wise person uses few words; a person with understanding is relative age examples, even-tempered” ( Proverbs 17:27). Philipines Sex? This may mean that a man shows himself to be a wise man by sensibly choosing his words in his mind and carefully choosing the way he articulates them with his mouth. He is cautious when he does speak for the purpose of generator retaining his good temper of mind and good.

Book of Proverbs , Debut albums , God 1301 Words | 3 Pages. at Upgrade | Hi Iamsiddha. Get Access to - Complete Your Registration Now. StudyMode - Premium and philipines sex Free Essays , . Term Papers Book Notes Essays Book Notes AP Notes Citation Generator More Essay On Eye Donation Wikipedia Essays and Term Papers Search Advanced Search Documents 1 - 20 of 47 Laser Eye Surgery Research essay Laser eye surgery Laser eye surgery The eye is the organ of sight. It is fairytale generator, used in almost everything we do, from philipines sex playing sport to reading.

Critical theory , Essay , Essays 1151 Words | 6 Pages. About Narrative Essay Narrative essay is a popular topic on the Continuous Writing section and students should take note that . this topic has appeared in the SPM examination almost every year since the producer surplus perfect paper was introduced. Many people think that writing a story is philipines, a difficult task, but believe me, it is much easier than what you think because you are not confined to any particular point. Therefore, you are free to voice out everything that is in your mind. A narrative essay is fairytale, a piece of writing. A Story , Character , Essay 1134 Words | 3 Pages.

Psalms Verses Proverbs Compareand Contrast. Testament. Philipines? Both books point the reader to relative, God. They give us insight into God's character. Philipines Sex? Psalms offers us a glimpse into men's hearts who followed the . living God and actually sought God at some point in their lives.

It answers our need of emotion. Proverbs gives us principles by which to live, but emotion is not one of its elements. Psalms is a collection of sacred poems/songs. In all the fairytale Psalms there is an element of praise. Philipines? Many are prayers to God. In Psalms the fairytale generator heart of the writer is revealed. Book of Proverbs , David , Judaism 936 Words | 3 Pages. |Earned Points | |Content (40) |40 . Sex? | | | |* The essay addresses all areas of the age examples essay assignment thoroughly. Philipines? | | | |* Content includes excellent details. | . Clear , Clearing , Description 362 Words | 3 Pages. Buscemi Essay #3 Rough Draft An essay is a creative written piece in which the author uses different styles such as . diction, tone, pathos, ethos or logos to communicate a message to the reader using either a personal experience, filled with morals and rey-osterrieth parables, or a informative text filled with educational terms. Philipines? Educational terms could mean the usage of erik complicated and elevated words or simply information you would get in schools. Philipines Sex? Some authors, such as Cynthia Ozick, claim that an essay has no.

Essay , Essays , Rhetoric 1439 Words | 4 Pages. ?Practice Essay This writing exercise will help your instructor discover who you are as a writer. Complex Figure? The essay will be used to . Philipines? help you identify your strengths and weaknesses as a writer, and it wil allow the surplus competition instructor the philipines sex opportunity to identify grammatical, stylistic, and erikson's theory of development mechanical problems specific to each student. Do not fret over the idea that grammar, style, and philipines sex mechanics will be evaluated in fairytale this assignment. This writing exercise is merely one way to take a look at any particular patterns. Academia , Composition studies , Essay 1153 Words | 4 Pages.

There will be two long (30-minute) essays on the College Board AP Art History Exam. Philipines? In each case, you will have to compare two works of art of . Define Stress As? your own choosing. One essay will require that you include an artwork from outside the philipines sex European tradition in your selection. Choosing Works to Compare. Erik Erikson's? It is important to select appropriate works that will allow for thoughtful comparison and contrast. Philipines Sex? You might want to take note of works that relate to some of the themes discussed earlier so that you have. Art , Art critic , Essay 1976 Words | 6 Pages. Narrative Essay Vs. Descriptive Essay.

? Narrative Essays Are a Great Read Name ENG121 Professor June 16, 2014 Narrative Essays Are a . Great Read Narrative essays and Descriptive essays can be similar but they are different in nature. The narrative essay “I Want a Wife” is more compelling than the descriptive essay “Homeless” because the narrative essay has a point of erikson's of development view, uses humor and sex satire, and uses tone and language that can draw the reader in. “Narration is storytelling from the erik erikson's theory perspective of. Essay , Essays , Homelessness 1604 Words | 7 Pages. Descriptive Writing Afro Asian Essay Example Essay 81 - 100 . Philipines? /descriptive-writing-afro-asian- essay -example-pa. Psychologist Stress? ? * 20+ items - Free Essay about Descriptive Writing Afro Asian Essay Example . question you essay may require -starting point transistor and ending condition . time, and a cup of coffee you should have no problem. Philipines Sex? There are many . 2. Afro-Asian Literature - Essay - Warriorjamboy1 - › Essays › Military ? * . Afro-Asian , Essay , Expository writing 1436 Words | 6 Pages. result of introspection into psychologist define as, past experiences or memorable events in our lives. Philipines Sex? We introspect into these memorable events and reflect over them with . regards the emotions and influences they have left in our lives. In simple words a reflective essay is a piece of ‘you’ being presented in words. Fairytale? What is Reflection? In a reflective composition you really need to philipines sex, think about rey-osterrieth complex figure yourself and how a particular personal experience changed you. It is not merely a recollection of sex your experience but.

Emotion , Essay , Essays 1498 Words | 5 Pages. Edith Cowan University Academic essay Academic Tip Sheet This academic tip sheet: What is an academic essay ? • explains the . academic essay as an academic style of writing; • looks at the structure of an academic essay ; • looks at the main types of fairytale generator academic essays ; • explains how to write an academic essay ; and • provides you with a quick checklist that covers most aspects of writing an academic essay . For our purposes, we can define an academic essay as a document that has a defined structure. Essay , Writing 1070 Words | 2 Pages. understand most styles of writing and I enthusiastically grasp the text with an eagerness to understand and relate to it. Philipines? I enjoyed gathering research for . essays and try to explain them to my audience. Curiosity leads me to find out more about the producer surplus authors, the time periods in which they wrote, and the social conditions from which they endured. Sex? These essays demonstrate my strengths by showing that I am not satisfied with taking work for what it is worth after I read it a first time. I know that not everything. Essay , Essays , Short story 914 Words | 3 Pages. Proverbs for Cultivation of Minds Proverbs have been used in various cultures around the age examples world: Chinese; English; and sex African . Henry Thoreau's Experience? are among the sex most common. According to Chinua Achebe in the book “Things Fall Apart”, African proverbs are described by the Igbo people as ”the palm oil with which words are eaten.” In this culture, palm oil is generator, a symbol of tradition and is commonly served at philipines sex respected greetings and psychologist as special events.

When relating palm oil to proverbs , it shows that they too symbolize the. Causality , Chinua Achebe , Igbo culture 682 Words | 2 Pages. CHAPTER ONE: GENERAL SURVEY ON PROVERBS § 1 Definition and Origin of Proverbs Linguists have been long intrigued by . the remarkable capacity and internal structural complexity of sex proverbs . Indeed, despite their outward simplicity, proverbs and proverbial phrases are far from being simple. On the one hand they are language phenomena similar to ordinary phraseological units and on the other hand they are logical units. This accounts for the fact that proverbs have attracted attention of linguists. Book of Proverbs , Folklore , Literature 18241 Words | 34 Pages. Jun. 17, 2013 ESSAY WRITING ESSAY . – A short literary composition of an analytical, interpretive, or reflective kind, dealing with its subject in a non-technical, limited, often unsystematic way and, usually expressive of the author’s outlook and personality. - An attempt. TYPES OF ESSAYS – Personal – Describes how you feel about someone or something.

YOU are at the center . Thoreau's Literary Essay? . Article , Essay , Essays 622 Words | 3 Pages. Exemplification Essay Exemplification means to provide examples about something. Writing an exemplification essay typically . involves offering many examples to support a generalization about something. In this type of essay , examples act as supporting material to explain or clarify the generalization. An exemplification essay (or illustrative essay ) uses examples to show, explain, or prove a point or argument (the essay thesis). The key to a good exemplification essay is to use enough detailed. Automobile , Essay , Essays 1268 Words | 6 Pages. the rare southern English dialect forms to have come into standard English, vixen is also the only survival of this type of feminine noun in the modern . language.

To my mind, the sex best essays are deeply personal (that doesn’t necessarily mean autobiographical) and deeply engaged with issues and ideas. And the best essays show that the name of the genre is also a verb, so they demonstrate a mind in relative age examples process--reflecting, trying-out, essaying. Philipines? James Baldwin, Notes of a Native Son (originally appeared. Essay , Essays , Lobster 2138 Words | 7 Pages. Writing the Essay U.S. History Organization • Basics – Introduction (4-5 sentences) – Body (4-6 sentences each) – Conclusion (3-5 . sentences) • Paragraphs – Should be concise and TO THE POINT • Avoid paragraphs that are longer than one page • Helpful Hint – Use a concluding sentence to rey-osterrieth figure, each body paragraph to summarize main idea and philipines sex reiterate your thesis • **This does not differ between FRQs and DBQs Introduction • Length: 4-5 sentences • Be sure of what the relative question is asking. Essay , Sentence 616 Words | 4 Pages. Free Essays , Term Papers, Research Paper, and Book Report Free essays , research papers, term papers, and other writings on . literature, science, history, politics, and more.

Search Essays - Argumentative Essays - Abortion - FAQs Free Essays Free Essays 1 - 20 - Free Essays on Free Essays for students. Use our papers to help you with yours 1 - 20. subjects/free-ess. All Free Essays - Term Papers, Book Reports, Research Papers. David Foster Wallace , Essay , Essays 270 Words | 3 Pages. Wind” essay by sex, Verlyn Klinkenborg and then answer the following questions: 1. . Explain how the author describes the wind in three sentences? Provide one quote from the essay . 2. Copy down at least three descriptions that connect to at least three of the Henry David Thoreau's Literary Experience Essay following senses: a. visual b. Philipines? taste c. Complex Test? hearing d. touch e. smell 3. Write down the author’s main point. Actually copy his main point from the essay so I. Essay , Following , Plutarch 1249 Words | 4 Pages. Gifts Essay The reason why I chose the philipines sex two pictures with the food, is because in David Literary Experience the essay Emerson stated that “Food is one of . the necessities that we need in order to survive.” And he also said that “It is also important to the giver and philipines the person who is receiving it. Age Examples? Emerson also stated that “Food is a way to say welcome and sex food has that balance.” Emerson also states in Henry David Literary Experience the essay that “Food is a reward.” In the first paragraph, in the middle of the philipines second sentence, Emerson said “I do not think.

Essay , Faith , Love 864 Words | 3 Pages. Sample SAT Essays —Up Close Below is our sample essay question, which is designed to be as close as possible to erik erikson's theory, an . Philipines Sex? essay question that might appear on the SAT. You’ll recognize that it’s based on the great philosopher Moses Pelingus’s assertion, “There’s no success like failure,” which we have referred to throughout this chapter. Rey-osterrieth Complex Test? This particular essay topic presents you with a very broad idea and then asks you to explain your view and back it up with concrete examples. Not every SAT essay topic will.

Dot-com bubble , Essay , Essays 2405 Words | 7 Pages. Essay Writing By: Agha Zohaib Khan Introduction to Essay Writing ? What is Essay ? The Word . Sex? Essay means to Attempt. ? Definition Essay is an attempt to test, compose the relevant ideas in correct, concise, comprehensive and concrete way. Philipines? ? ? Essay is just a literary composition of any given Topic Essay cannot be attractive unless you do not give lightness, grace and ease. Define As? 2 Agha Zohaib Khan . Selecting The Topic for Essay ? There will be two types of. 2005 albums , Essay , Foreign policy 974 Words | 7 Pages.

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Visual Merchandiser CV Writing Service. If you love making things look good and like being creative, this could be perfect for you. Visual merchandisers (also known as window dressers) use their design skills to help promote the image, products and philipines services of businesses and other organisations. They create eye-catching product displays and store layouts and design to attract customers and encourage them to buy. To become a visual merchandiser or display designer, you would usually either have a background in design or work your way up through the relative age examples retail industry. Philipines? You could also gain a higher education qualification in display or merchandising. A visual merchandiser needs to have a high level of erik attention to detail. They also need to be able to work to deadlines. The ability to work well as part of a team and also alone is also important. As a visual merchandiser in a large retail company, you would work as part of a display team.

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Starting salaries can be from ?12,000 to competition, ?16,000 a year. Senior visual merchandisers can earn around ?20,000 to ?25,00 a year, and visual merchandising managers or designers can earn between ?25,000 and ?55,000 a year. Visual merchandising directors can earn ?60,000 a year and over. Figures are intended as a guideline only. You would normally take one of two main routes to becoming a visual merchandiser or display designer. You could come from philipines, a background in design, or you could work your way up from an in-store sales assistant/supervisor role to trainee visual merchandiser.

You would train on the job and work towards formal qualifications. If you want to start as a visual merchandiser or display designer straight away, most employers will want you to psychologist stress as, have relevant qualifications, such as: Level 2 or Level 3 Diploma in Fashion Retail Level 2 Award, Certificate and Diploma/SVQ in Retail Skills Level 3 Certificate and Diploma/SVQ in Retail (Visual Merchandising) Foundation Degrees in sex, display or design Foundation Degrees and degrees in marketing or retailing. You may be able to start in this role through an Apprenticeship scheme. You will need to check which schemes are available in erik erikson's theory of development, your areas. To find out more, visit the philipines Apprenticeships website. You will usually develop your skills on the job. Large retail companies often have internal (in-house) training programmes for their display staff. If you don’t already have these, your employer may offer you a chance to work towards the Level 2 Award, Certificate and Diploma/SVQ in Retail Skills or the Level 3 Certificate and rey-osterrieth Diploma/SVQ in Retail (Visual Merchandising). To become a visual merchandiser, you will need to philipines sex, have: a good sense of design, colour and style creativity and imagination an awareness of current trends in design, fashion and culture a high level of attention to detail the relative age examples ability to work to deadlines good communication skills the ability to philipines sex, work well as part of fairytale a team and also alone stamina and energy for more senior roles, technical drawing skills and philipines good IT skills, possibly in computer-aided design.

Most visual merchandising jobs are in fashion and homeware departments and stores. Age Examples? You can also find some opportunities for display work at philipines sex museums, tourist attractions, airports and producer perfect competition hotels. Jobs may be advertised in philipines sex, the local and national press, in design and retail trade magazines and on retail jobs websites. With experience, you could progress to display team leader and then to visual merchandising manager. Another option could be to Thoreau's Essay, move into retail merchandising, or into exhibition or interior design. You could also work as a freelance display designer, creating one-off displays for clients. You may find the following useful for vacancies and further reading (links open in new window) Retail activity can be expressed as the sale of goods for personal or household use or consumption, traditionally via shops or markets. However, the philipines boundaries have changed somewhat in recent years due to the significant growth in online retailing and the development of alternative formats such as farmers’ markets and travel retailing.

The UK retail industry covers the following activity: Retail sales in non-specialised stores (such as supermarkets and department stores) Retail sales in specialised stores (such as butchers, greengrocers and fishmongers) Retail sales of generator pharmaceutical goods (such as chemists and pharmacies) Retail sales of new goods in specialised stores (such as stores selling textiles, clothing, books, electrical household appliances, furniture and lighting) Retail sales of second-hand goods Retail sales not in store (e.g. catalogue and mail order sales, online and philipines sex via stalls and David Thoreau's Experience Essay markets) Within retail, there are an estimated 295,000 businesses selling a wide range of products, employing from one person to philipines sex, thousands of people, all who have a number of surplus perfect competition functions. The retail industry is represented by philipines, Skillsmart Retail Sector Skills Council. UK retail accounts for ?321 billion turnover and one?third of all consumers spending. It is the largest private sector employer and employs around 2.9 million people or 1 in 10 of the working population. 13% of people employed within retail do not have an theory NVQ qualification, 22% have a NVQ level 2 qualification and 34% have a NVQ level 3 or higher qualification. Much of the employment and turnover in retail is philipines sex accounted for by a few dominant retailers, who operate both nationally and internationally. Just 10 retailers employ around a third of all those who work in retail. There are a substantial number of smaller retailers who operate locally or in niche markets.

New emerging markets and job opportunities to producer perfect, support the philipines online retailing are needed. The current economic climate is producer surplus perfect competition affecting all areas of sex retail business, but online retailers and value/discount stores are showing signs of growth. Between 2007 and 2017, 214,000 new retail jobs are expected to be created in UK, while a further 1.2 million jobs will need to be filled as a result of erikson's of development people leaving the sector. Jobs in the industry are divided into areas: Store operations, Human resources/training, Finance and administration, Buying, Merchandising, Customer contact centres, PR and philipines Marketing, Logistics, and Information Technology. Job roles range from : Director of operations, Store manager, Assistant department manager, Sales assistant, Shelf filler, Recruitment officer, Financial analyst, Procurement manager, Merchandiser, Buyer, Contact centre operators, Marketeer, Information analyst, Van driver, Warehouse / distribution manager, Information systems managers. Retail employment and activity are evenly distributed across the rey-osterrieth figure UK, with the largest number of sex employees is located in:

The largest number of employers is located in: London; the South East; and the North West. There are distinct clusters of age examples major centres of retail in London, Birmingham, Cardiff, Liverpool, Manchester, Newcastle, Nottingham, Leicester and Derby. The highest percentage growth in employment over the next five years is philipines expected in the North East, whilst significant declines are forecast in the South East, London and the North West. Retail can play an complex figure important role in the regeneration of towns and cities throughout the UK. It provides a catalyst for change, as retailers seek to enhance their offer to the consumer and modernise the spaces within which they trade. East Midlands – There are 189,408 people employed in the industry, in around 19,634 retail establishments. 63% of the workforce is female. 43% of the workforce work full?time. The greatest perceived skills shortage is with customer handling and philipines sex verbal communication skills.

East of erikson's England – There are 274,350 people employed in the industry, in around 25,258 retail establishments. 60% of the philipines workforce is female. 42% of the Henry Literary Essay workforce work full?time. The greatest perceived skills shortage is with customer handling, problem solving and management skills. London – There are 376,523 people employed in the industry, in philipines sex, around 39,414 retail establishments. 55% of the workforce is female. 50% of the workforce work full?time. The greatest perceived skills shortage is with management, customer handling and problem solving skills.

North East – There are 106,513 people employed in the industry, in around 10,569 retail establishments. 65% of the workforce is female. 41% of the workforce work full?time. North West – There are 318,406 people employed in the industry, in around 32,814 retail establishments. Complex Figure Test? 62% of the workforce is female. 45% of the workforce work full?time. The greatest perceived skills shortage is with technical, practical or job specific skills, team working and management skills. South East – There are 398,069 people employed in the industry, in around 38,926 retail establishments. Philipines? 59% of the workforce is female.

44% of the workforce work full?time. The greatest perceived skills shortage is with customer handling, technical, practical or job specific and team working skills. South West – There are 254,668 people employed in rey-osterrieth complex figure test, the industry, in around 26,398 retail establishments. 62% of the workforce is female. 42% of the workforce work full?time. The greatest perceived skills shortage is with customer handling, technical, practical or job specific and philipines sex management skills. West Midlands – There are 237,529 people employed in the industry, in around 25,352 retail establishments.

62% of the workforce is female. 43% of the workforce work full?time. Rey-osterrieth? The greatest perceived skills shortage is with team working and customer handling skills. Yorkshire and sex the Humber – There are 236,430 people employed in fairytale generator, the industry, in around 24,251 retail establishments. 62% of the workforce is female. 44% of the workforce work full?time. The greatest perceived skills shortage is with management skills. Northern Ireland – There are 74,491 people employed in the industry, in philipines sex, around 9,805 retail establishments.

58% of the workforce is Henry Literary Experience female. 54% of the workforce work full?time. The greatest perceived skills shortage is with customer handling, written communication and management skills. Scotland – There are 245,960 people employed in the industry, in around 23,978 retail establishments. 62% of the workforce is female. 44% of the workforce work full?time. Philipines Sex? The greatest perceived skills shortage is with customer handling, written communication and management skills. Wales – There are 133,459 people employed in age examples, the industry, in around 13,765 retail establishments. 63% of the workforce is philipines sex female. 42% of the workforce work full?time. The greatest perceived skills shortage is with customer handling, written communication and management skills.

[N.B. Data derived from Annual Business Inquiry, 2008, Labour Force Survey (annualised), 2009, and NESS, 2009.] A retail manager is responsible for the day-to-day management of a store/retail outlet in accordance with overall company policy. The main focus of any retail manager’s job is to improve the commercial performance of the store by increasing its turnover and erik theory maximising profitability. Sex? The major parts of the job on David Thoreau's, a day-to-day basis include managing and motivating staff, finding new ways to improve sales, and meeting customer demand. Depending on philipines, the type of store and its opening times, unsociable hours are usually expected from weekends to late nights and early mornings, managers are often in early to prepare for the day, and stay after closing to make sure systems and premises are closed down and secured properly. Some of your duties would depend on what the store sells and whether it is part of a chain, but your typical tasks would include: Managing and motivating a team to increase sales including recruiting, training, day-to-day managing, appraisals, disciplining, dismissing, promotions and team building Responsibility for maintaining the Henry Thoreau's premises and displays Organising stock checking and re-ordering as necessary, through computerised or manual systems Organising sales and promotions Dealing with queries, complaints and comments from customers Analysing and interpreting consumer trends Taking responsibility for seeing all security, health and safety and legal procedures Analysing sales figures and forecasting future sales volumes to maximise profits Ensuring standards for quality, customer service and philipines sex health and safety are met Regularly ‘walking the sales floor’ talking to colleagues and customers, and identifying or resolving urgent issues Maintaining awareness of market trends in the retail industry, understanding forthcoming customer initiatives, and monitoring what local competitors are doing Monitoring budgets and controlling expenditure Dealing with takings and banking/security banking couriers Serving customers when required. You might also need to Henry Thoreau's Experience, serve customers when required. In a full-time job you would normally work around 38 hours a week.

Part-time work is widely available. Your hours are likely to include weekends and possibly evenings, depending on the store’s opening times. You would divide your time between the sales area and your office in store. Starting salaries start at around ?20,000 a year With experience, typical earnings can rise to around ?31,000 Some senior store managers earn ?47,000 a year. You may also earn extra bonuses and commission for philipines sex meeting sales targets.

Figures are intended as a guideline only. Entry requirements vary from company to company. Entrants may possess A levels/Highers or a degree or equivalent qualification. Experience of working with customers, especially in perfect, a retail environment, is very important and much more important in sex, many cases than formal qualifications. Entry is also possible through promotion – this is the relative age examples most common entry method for store managers, entering as a retail sales assistant and through training and development gaining sufficient experience through the career path of sales assistant, supervisor, department manager, deputy store manager, store manager. Apprenticeships and sex retail management schemes are also popular entry points for individuals with some retail experience who want to fast track their retail management career – individuals undertaking this path normally enter a store manager position after developing experience as a department manager and deputy store manager during their training. Some national retail businesses run graduate trainee management schemes for entrants with a suitable degree. These are usually a combination of fairytale skills training and work placement in one or more of a company’s stores individuals undertaking this path normally enter a store manager position after developing experience as a department manager and deputy store manager during their training. Entry without a degree is possible and many people enter store management through the experience route and undertake in-house company management training to develop them into philipines effective store managers. If you do not currently have any qualifications the Level 3 Award, Certificate and Diploma/SCQF Level 6 Certificate in Retail Knowledge, and Level 3 Certificate and fairytale Diploma/SVQ in Retail (Management) have all been developed with store management roles in mind. These are modular qualifications which enable you to undertake modules as you are working and building up your experience.

Other useful qualifications include: Foundation Degree in philipines sex, Retailing Degree in Retail Management Degrees (non-retail) for entry onto a graduate training programme. the ability to lead and motivate a team excellent communication and ‘people’ skills a strong commitment to customer service the ability to work under pressure and handle challenging situations confidence, drive and enthusiasm decision making ability and sense of responsibility the theory ability to philipines, understand and generator analyse sales figures good business sense an understanding of retail laws, security and health and safety. The retail sector employs around 10% of the UK’s workforce. Promotion often requires mobility as promotion in the first few instances usually involves being promoted to manager or a bigger, more important store. After several successful store promotional moves, you can progress into area management and philipines sex regional management opportunities. Typically within three to five years, you can potentially move on to senior retail management positions.

The flexibility and surplus perfect size of many retail organisations means that after developing hands-on experience as a store manager it is also possible to move into sex more specialist areas of the business and head office functions, such as customer service, training and operations management, specialist areas, such as buying, marketing or personnel, are increasingly recruited separately, but you can access them from more general retail routes and this is looked upon favourably due to the direct experience developed on the shop-floor, many management programmes now insist on this initially before moving into those specialist head office roles. You may find the following useful for rey-osterrieth complex figure vacancies and further reading (links open in new window): Retail activity can be expressed as the sale of philipines goods for personal or household use or consumption, traditionally via shops or markets. However, the boundaries have changed somewhat in recent years due to the significant growth in relative, online retailing and the development of alternative formats such as farmers’ markets and travel retailing. The UK retail industry covers the following activity: Retail sales in non-specialised stores (such as supermarkets and sex department stores) Retail sales in specialised stores (such as butchers, greengrocers and fishmongers) Retail sales of pharmaceutical goods (such as chemists and pharmacies) Retail sales of new goods in specialised stores (such as stores selling textiles, clothing, books, electrical household appliances, furniture and lighting) Retail sales of second-hand goods Retail sales not in store (e.g. Theory? catalogue and mail order sales, online and via stalls and philipines sex markets)

Within retail, there are an relative age examples estimated 295,000 businesses selling a wide range of products, employing from one person to thousands of people, all who have a number of functions. The retail industry is represented by Skillsmart Retail Sector Skills Council. UK retail accounts for ?321 billion turnover and one?third of all consumers spending. It is the largest private sector employer and employs around 2.9 million people or 1 in 10 of the philipines working population. 13% of people employed within retail do not have an NVQ qualification, 22% have a NVQ level 2 qualification and 34% have a NVQ level 3 or higher qualification. Much of the employment and turnover in retail is accounted for define stress as by a few dominant retailers, who operate both nationally and internationally. Just 10 retailers employ around a third of all those who work in retail. There are a substantial number of smaller retailers who operate locally or in philipines, niche markets. New emerging markets and job opportunities to support the rey-osterrieth test online retailing are needed.

The current economic climate is affecting all areas of retail business, but online retailers and value/discount stores are showing signs of growth. Between 2007 and 2017, 214,000 new retail jobs are expected to be created in UK, while a further 1.2 million jobs will need to be filled as a result of sex people leaving the perfect sector. Jobs in sex, the industry are divided into areas: Store operations, Human resources/training, Finance and administration, Buying, Merchandising, Customer contact centres, PR and Marketing, Logistics, and Information Technology. Job roles range from : Director of operations, Store manager, Assistant department manager, Sales assistant, Shelf filler, Recruitment officer, Financial analyst, Procurement manager, Merchandiser, Buyer, Contact centre operators, Marketeer, Information analyst, Van driver, Warehouse / distribution manager, Information systems managers. Retail employment and activity are evenly distributed across the UK, with the psychologist define stress largest number of employees is located in:

The largest number of employers is philipines sex located in: London; the South East; and the North West. Fairytale Generator? There are distinct clusters of philipines sex major centres of retail in Thoreau's Literary Essay, London, Birmingham, Cardiff, Liverpool, Manchester, Newcastle, Nottingham, Leicester and Derby. The highest percentage growth in philipines, employment over the next five years is rey-osterrieth complex figure expected in the North East, whilst significant declines are forecast in the South East, London and philipines sex the North West. Retail can play an important role in the regeneration of towns and rey-osterrieth figure cities throughout the philipines UK. It provides a catalyst for change, as retailers seek to define, enhance their offer to the consumer and modernise the spaces within which they trade.

East Midlands – There are 189,408 people employed in the industry, in around 19,634 retail establishments. 63% of the sex workforce is female. Competition? 43% of the sex workforce work full?time. The greatest perceived skills shortage is with customer handling and psychologist as verbal communication skills. East of philipines sex England – There are 274,350 people employed in fairytale generator, the industry, in around 25,258 retail establishments. 60% of the workforce is female. Philipines? 42% of the workforce work full?time. The greatest perceived skills shortage is with customer handling, problem solving and management skills. London – There are 376,523 people employed in the industry, in age examples, around 39,414 retail establishments. 55% of the philipines workforce is female.

50% of the workforce work full?time. The greatest perceived skills shortage is with management, customer handling and problem solving skills. North East – There are 106,513 people employed in the industry, in around 10,569 retail establishments. 65% of the workforce is stress female. 41% of the workforce work full?time. North West – There are 318,406 people employed in the industry, in around 32,814 retail establishments. 62% of the philipines workforce is rey-osterrieth complex female.

45% of the workforce work full?time. The greatest perceived skills shortage is with technical, practical or job specific skills, team working and management skills. South East – There are 398,069 people employed in the industry, in around 38,926 retail establishments. 59% of the philipines sex workforce is female. Complex Test? 44% of the workforce work full?time.

The greatest perceived skills shortage is with customer handling, technical, practical or job specific and team working skills. South West – There are 254,668 people employed in the industry, in around 26,398 retail establishments. 62% of the workforce is female. 42% of the workforce work full?time. Sex? The greatest perceived skills shortage is with customer handling, technical, practical or job specific and management skills. West Midlands – There are 237,529 people employed in rey-osterrieth complex figure test, the industry, in around 25,352 retail establishments. 62% of the workforce is female. 43% of the workforce work full?time. Philipines Sex? The greatest perceived skills shortage is relative with team working and customer handling skills. Yorkshire and the Humber – There are 236,430 people employed in the industry, in around 24,251 retail establishments. Philipines? 62% of the workforce is female.

44% of the workforce work full?time. The greatest perceived skills shortage is with management skills. Northern Ireland – There are 74,491 people employed in the industry, in around 9,805 retail establishments. 58% of the workforce is female. 54% of the workforce work full?time. The greatest perceived skills shortage is with customer handling, written communication and fairytale management skills. Scotland – There are 245,960 people employed in the industry, in around 23,978 retail establishments. Philipines? 62% of the workforce is female. 44% of the workforce work full?time. The greatest perceived skills shortage is with customer handling, written communication and management skills. Wales – There are 133,459 people employed in fairytale, the industry, in around 13,765 retail establishments.

63% of the workforce is female. Philipines Sex? 42% of the workforce work full?time. The greatest perceived skills shortage is with customer handling, written communication and management skills.

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A Comprehensive Guide to APA Citations and Format. This page will provide you with an overview of APA citation format. Included is information about APA referencing, various citation formats and examples for each source type, and other helpful information related to APA. If you’re looking for philipines sex, MLA format, check out Citation Machine’s MLA Guide. Also, visit Citation Machine’s homepage to David Literary use the APA formatter, which is an sex APA citation generator. See more across the site. Being Responsible While Researching. When you’re writing a research paper or creating a research project, you will probably use another individual’s work to help develop your own project. A good researcher or scholar uses another individual’s work in a responsible way.

This involves indicating that the work of surplus other individuals is included in your project, which is philipines sex one way to prevent plagiarism. The word plagiarism is derived from the complex test, latin word, plagiare, which means to kidnap. The term has evolved over the years to now mean the act of taking another individual’s work and philipines sex, using it as your own, without acknowledging the original author. Surplus? Be careful of plagiarism! Plagiarism is illegal and sex, there are many serious ramifications for plagiarizing someone else’s work. Thankfully, plagiarism can be prevented. One way it can be prevented is by including APA format citations in your research project.

Want to make these citations quickly and easily? Try our APA citation machine which is found on our homepage. Citations are included in Henry David Literary Experience Essay research projects anytime you use another individual’s work in philipines your own assignment. When including a quote, paraphrased information, images, or any other piece of information from another’s work, you need to show where you found it by including a citation. This APA format guide explains how to make citations in APA style. There are two types of APA citations.

The first type of citation, which is called in-text, or parenthetical citations, are included when you’re adding text, word for word, from another individual’s work into your own project. If you don’t use the information from perfect, another source word for word in your assignment, but you paraphrase it in your own words, you also need to sex add an in-text citation. The other type of APA format citations, which are called reference citations, are found at the end of your research project, usually on the last page. Included on this reference list page are the full citations for any in-text citations found in the body of the project, as well as full citations for any other sources you used to help develop your research. These citations are listed in alphabetical order, one after the other.

The two types of citations, in-text and reference citations, look very different. In-text citations include three items: the last name(s) of the author, the year the source was published, and the page or location of the information. Reference citations include more information such as the name of the author(s), the year the erik theory, source was published, the title of the source, and the URL or page range. Why is it Important to Include APA Citations? Including APA citations into your research projects is a very important component of the research process. When you include citations, you’re being a responsible researcher. You’re showing readers that you were able to find valuable, high-quality information from other sources, place them into your project where appropriate, all while acknowledging those original authors. The American Psychological Association, also called APA, is an philipines organization created for erik theory of development, individuals in the psychology field. With close to 116,000 members, they provide education opportunities, funding, guidance, and research information for everything psychology related. APA also has numerous high-quality databases, peer-reviewed journals, and books that revolve around mental health.

The American Psychological Association is also credited with creating APA Style, which is a popular way to philipines create citations. This citation format is used by individuals not only in the psychology field, but many other subject areas as well. Education, economics, business, and social sciences also use APA style quite frequently. Click here for fairytale generator, more information. Philipines? APA created APA style format in 1929 in order to form a standard way for rey-osterrieth complex, researchers in the science fields to document their sources. Philipines Sex? Prior to the inception of these standards, individuals were most likely including various pieces of Henry Thoreau's Literary Experience Essay information about a source, in a random order. You can probably imagine how difficult it would be to look at a few different pieces of research and determine the types of sources that were used to develop the research project! Having a standard format for citing sources allows readers to glance at philipines an APA citation and erik, easily locate the title, author, year published, and other critical pieces of information needed to understand a source. Click here to learn more about why the American Psychological Association created APA. APA Style is philipines currently in its 6th edition, which was released in 2009. In previous versions of APA format, researchers and scholars were required to include the date that an electronic resource was accessed.

In addition, names of databases were included, and only the name of the city was included for publication information. Now, it is no longer required to include the date of access as well as the generator, name of the database in an APA citation. The full location, including the city AND state, or the sex, city and country if it’s an international publisher, is included in the citation. Thoreau's Literary? In 2013, APA released a revised manual just for electronic resources. This was released due to the increase in the amount of technology advances and resources. There are two types of citations in APA Style - there are in-text, or parenthetical citations, and complete reference APA citations. In-text, also called parenthetical citations, are found in the body, or text, of a research project.

They’re included after a direct quote or paraphrase. Sex? See the next section below to learn more about how to format and include in-text citations in define stress your project. Complete reference citations are found at the end of a research project. These reference citations are longer, complete citations for all of the sources used in a project. Sex? So, full citations for all of the in-text citations are found here. The format for APA reference citations varies, but some APA citations use this general format: Author’s Last name, First initial. (Date published).

Title . Retrieved from URL. Researchers and scholars must look up the proper APA citation format for the source that they’re using. Books have a certain APA format, websites have a different format, periodicals have a different format, and so on. Scroll down to find the proper format for the source you’re trying to surplus cite. Sex? If you would like to cite your sources automatically, Citation Machine’s APA generator is a helpful APA reference generator that will make the citation process easier for you. In-text, or parenthetical citations, are included in producer competition research projects in sex three instances: When using a direct quote, paraphrasing information, or simply referring to a piece of psychologist define as information from another source. Quite often, researchers and scholars use a small amount of text, word for word, from another source and include it in philipines their own research projects. This is done for Henry Thoreau's, many reasons. Sometimes, another author’s words are so eloquently written that there isn’t a better way to rephrase it yourself.

Other times, the author’s words can help prove a point or establish an understanding for philipines, something in your research project. When using another author’s exact words in your research project, include an in-text citation directly following it. In addition to age examples using the philipines, exact words from another source and placing them into producer surplus perfect, your project, in-text citations are also added anytime you paraphrase information. Paraphrasing is when you take information from another source and rephrase it, in your own words. When simply referring to another piece of information from another source, also include an in-text citation directly following it. In text APA citations are found after a direct quote, paraphrased information, or reference. They are formatted like this: Exact text, paraphrased information, or reference (Author’s Last Name, Year published, page number or paragraph number * ) * Only include the page or paragraph number when using a direct quote or paraphrase.

This information is philipines sex included in order to relative help the reader locate the sex, exact text themselves. It is not necessary to include this information when you’re simply referring to another source. Here’s are some examples of in-text APA citations: “Well, you’re about to enter the land of the free and the brave. And I don’t know how you got that stamp on your passport. The priest must know someone” (Toibi?n, 2009, p. 52). Student teachers who use technology in erik of development their lessons tend to continue using technology tools throughout their teaching careers (Kent Giles, 2017). If including the author’s names in the sentence, only include the year in the in-text APA citation. According to a study done by philipines, Kent and Giles (2017), student teachers who use technology in their lessons tend to continue using technology tools throughout their teaching careers.

The full references, or citations, for these sources can be found on the last part of a research project, the complex figure, “Reference List.” While this guide’s intent is to help you understand and develop citations on your own, there are many APA formatter tools, including a free APA citation generator, available on Citation Machine. Try our APA citation machine which is found on our homepage. Click here to learn more about crediting work. APA Reference List Citation Components. As stated above, reference list citations are the full citations for all of the in-text citations found in the body of a research project. These full citations are listed in alphabetical order by the author’s last names.

They have a hanging indent, meaning that the second line of text is philipines indented in half an inch. See examples below to see what a hanging indent looks like. The format for APA reference citations varies based on the source type, but some APA citations use this general format: Author’s Last name, First initial. (Date published). Title . Retrieved from URL. Psychologist Stress As? Learn more about each component of the reference citation and how to format it in the sections that follow. The names of philipines sex authors are written in reverse order. Include the initials for the first and middle names. End this information with a period. When two or more authors work together on a source, write them in the order in which they appear on the source, using this format: Last name, F. M., Last name, F. M., Last name, F. M., Last name, F. M., Last name, F. M. Kent, A. Age Examples? G., Giles, R. M. Thorpe, A., Lukes, R., Bever, D. J, He, Y. If there are 8 or more authors listed on a source, only include the first 6 authors, add three ellipses, and then add the last author’s name.

Roberts, A., Johnson, M. C., Klein, J., Cheng, E. V., Sherman, A., Levin, K. Sex? K. , . Lopez, G. S. If you plan on using Citation Machine’s APA formatter, which is an APA citation generator, the names of the authors will format properly for you. Relative? Directly after the author’s name is the date the source was published. Philipines Sex? Include the full date for newspapers, the month and year for magazine articles, and surplus, only the year for journals and all other sources. Sex? If no date is found on the source, include the initials, n.d. for Henry Literary Experience, “no date.” Narducci, M. Sex? (2017, May 19). City renames part of 11th Street Ed Snider Way to honor Flyers founder. Henry Thoreau's Literary Experience Essay? The Philadelphia Inquirer . If using our APA citation maker, Citation Machine’s APA generator will add the correct date format for sex, you automatically. When writing out titles for rey-osterrieth, books, articles, chapters, or other nonperiodical sources, only capitalize the first word of the title and the first word of the subtitle. Names of people, places, organizations, and sex, other proper nouns also have the first letter capitalized. For books and reports, italicize the Thoreau's Literary, title in an APA citation. Strange case of Dr.

Jekyll and Mr. Hyde. Roots: The saga of an sex American family. Producer Surplus Competition? For articles and chapters in APA referencing, do not italicize the title. Wake up the nation: Public libraries, policy making, and philipines sex, political discourse. For newspapers, magazines, journals, newsletters, and other periodicals, capitalize the first letter in each word and italicize the title. The Seattle Times. A common question is whether to define underline your title or place it in italics or quotation marks. In APA, titles are never underlined or placed in quotation marks. They are either placed in philipines italics or not. Erik Of Development? Here’s a good general rule for APA: When a source sits alone and philipines, is not part of a larger whole, place the title in italics.

If the source does not sit alone and is part of a larger whole, do not place it in italics. Books, movies, journals, and television shows are placed in italics since they stand alone. Songs on an album, episodes of television shows, chapters in books, and articles in journals are not placed in italics since they are smaller pieces of relative age examples larger wholes. Citation Machine’s APA citation generator formats the title in philipines your citations automatically by following proper APA bibliography guidelines. Additional Information about the Title. If you feel as though it would be helpful to the reader to include additional information about the competition, source type, include this information in brackets immediately following the title. Use a brief descriptive term and capitalize the first letter. Kennedy, K., Molen, G. R. (Producer), Spielberg, S. (Director). (1993).

Jurassic Park [Motion picture]. USA: Universal. Sex? Besides [Motion picture], other common notations include: [Letter to the editor] [Television series episode] If you are using Citation Machine’s APA formatter, additional information about the title is automatically added for you. The APA citation generator will add this information based on the source form that you choose. Information About the Publication. For books and reports, include the city and state, or the city and country, of the publisher’s location. Instead of typing out the entire state name, use the proper two-letter abbreviation from the United States Postal Service. Perfect Competition? Type out the sex, entire country name when including areas outside of the United States. After typing the location, add a colon, and continue with the name of the publisher. Producer Perfect? It is not necessary to include the entire name of the publisher.

It is acceptable to philipines sex use a brief, intelligible form. However, if Books or Press are part of the publisher’s names, keep these words in the citation. Other common terms, such as Inc., Co., Publishers, and others can be omitted. For newspapers, journals, magazines, and other periodicals, include the volume and surplus competition, issue number after the title in an APA citation. The volume number is listed first, by itself, in italics. The issue number is in parentheses immediately after it, not italicized. Giannoukos, G., Besas, G., Hictour, V., Georgas, T. Philipines Sex? (2016, May). A study on the role of computers in adult education. Erik Theory Of Development? Educational Research and Reviews, 11 (9), 907-923. Retrieved from

If the publisher is philipines sex a college or university, and the location name matches part of the school’s information, exclude the publisher information from the citation. After including the location and producer, publisher information, end this section of the citation with a period. London, England: Pearson. New York, NY: Perseus Books. Our APA generator is an APA reference generator that will automatically format your publication information in your citations for you. Visit Citation Machine’s homepage to learn more. For online sources, the URL or DOI (Direct Object Identifier) are included at philipines sex the end of define stress as a citation. Sex? DOI numbers are often created by publishers for generator, journal articles and other periodical sources. They were created in response to the problem of broken or outdated links and URLs. Sex? When a journal article is assigned a DOI number, it is psychologist static, and will never change.

Because of its permanent characteristic, DOIs are the preferred type of electronic information to include in APA citations. When a DOI number is not available, include the source’s URL. For DOIs, include the number in this format: For URLs, only include the information about the homepage and write it in philipines sex this format: Retrieved from http:// Other APA referencing information about electronic sources: - If the URL is longer than a line, break it up before a punctuation mark. - Do not place a period at the end of the citation. Psychologist Stress? - It is not necessary to include retrieval dates, unless the philipines, source changes often over time. Relative Age Examples? - It is not necessary to include the names of databases. When using Citation Machine’s APA formatter, if your source was found online, the online publication information will be replaced by philipines sex, the DOI. Our APA citation machine will properly cite your online sources for you, automatically. Click here for more information about the basics of APA.

APA Citation Examples for Sources. Author Last name, F. I. Rey-osterrieth Complex? (Year Published). Title of work . Location: Publisher. Dickens, C. Philipines Sex? (1942). Great expectations . New York, NY: Dodd, Mead.

Print Books with Two or More Authors. Last name, First initial., Last name, First initial, Last name, First initial. (Date). Psychologist As? Title . Location: Publisher. Goldin, C. D., Katz, L. F. Philipines? (2008). The race between education and technology . Cambridge, MA: Belknap Press of Harvard University Press. Matthews, G., Smith, Y., Knowles, G. (2009). Disaster management in archives, libraries and museums . Farnham, England: Ashgate. When citing a chapter in an edited book, use the following format: Structure for Chapters in Edited Books in Print: Last name of chapter author, First initial. Middle initial. (Year published). Chapter title. Relative Age Examples? In First initial.

Last name of Editor (Ed.), Book Title (pp. xx-xx). Publishing City, State: Publisher. APA reference Example for Chapters in Edited Books in sex Print: De Abreu, B.S. (2001). The role of media literacy education within social networking and the library. In D.E. Agosto J. Abbas (Eds.), Teens, libraries, and social networking (pp. 39-48). Santa Barbara, CA: ABC-CLIO. APA reference Structure for Chapters in Edited Books, found Online: Last name of chapter author, First initial. (Year published).

Chapter title. In First initial. Last name of psychologist define stress Editor (Ed.), Book title [E-reader version, if used] (pp. xx-xx). or Retrieved from http://xxxx. Example for Chapters in Edited Books, found Online: Lobo, R. F. (2003). Sex? Introduction to the structural chemistry of psychologist stress as zeolites.

In S. Auerbach, K. Carrado, P. Dutta (Eds.), Handbook of zeolite science and technology (pp. Philipines? 65-89). Retrieved from If you’re still unsure about how to cite a chapter in a book, use Citation Machine’s APA formatter. Your citations will automatically format properly when using the psychologist stress, generator. Author Last Name, F. I. (Year Published). Title of work [E-reader Version]. or Retrieved from http://xxxx. Auster, P. Philipines? (2007). The Brooklyn follies [Nook version]. Retrieved from Only the first letter of the first word and any proper nouns in the title should be capitalized in psychologist define an APA citation. A DOI (digital object identifier) is basically a number that links a source to its location on philipines, the Internet.

This number isn’t always provided, but if it is, it’s very important to include it in your APA referencing citation. Author Last Name, F. I. (Year Published). Title of work . or Retrieved from http://xxxx. Baloh, P., Burke, M. E. (2007). Attaining organizational innovations. Henry David Thoreau's? To cite your e-books automatically, use the “Book” form on Citation Machine’s APA generator, click on “Manual entry mode,” and click the “E-book” tab. Our APA citation maker will format your citation properly following APA bibliography guidelines. Author Last name, F. I. (Year Published). Title of article.

Title of Periodical, Volume (Issue), page range. Gleditsch, N. P., Pinker, S., Thayer, B. A., Levy, J. S., Thompson, W. R. (2013). The forum: The decline of philipines war. International Studies Review , 15 (3), 396-419. If your source is found online, but there is no DOI provided, you can include the URL instead. A DOI (digital object identifier) is basically a number that links a source to its location on fairytale generator, the Internet.

This number isn’t always provided, but if it is, you should include it in your citation rather than including a URL. Unlike previous editions of APA, the philipines sex, 6th edition does not require including a retrieval date or date accessed for online sources. A retrieval date is only necessary if the source is likely to change (ex. Wikipedia). Instead, ‘Retrieved from’ is used. Author Last name, F. Define Stress? I. (Year Published). Title of philipines sex article. Title of Periodical, Volume (Issue), page range. Sahin, N. T., Pinker, S., Cash, S. Relative Age Examples? S., Schomer, D., Halgren, E. (2009).

Sequential processing of lexical, grammatical, and phonological information within Broca’s area. Science, 326 (5951), 445-449. Philipines Sex? If you need additional help citing your journal articles, our APA reference generator is an APA citation maker that will cite your sources automatically for you. Page numbers: If article is only one page long, use ‘p.’ For any article longer than one page, use ‘pp.’ If an article appears is on non-sequential pages, separate each page number with a comma. Example: pp.

D4, D5, D7-D8 APA referencing does NOT require you to include the producer, date of access for electronic sources. Philipines Sex? Author, F. Erikson's Of Development? I. (Year, Month Day Published). Philipines? Title of article. Title of erik Newspaper , page range. Frost, L. (2006, September 14). First passengers ride monster jet.

The Salt Lake Tribune , A2. You may be wondering what to do if you find your newspaper article on a database. Author, F. I. (Year, Month Date Published). Sex? Title of article . Title of Newspaper. Retrieved from newspaper homepage URL. Whiteside, K. (2004, August 31). College athletes want cut of action. Henry Literary? USA Today . Retrieved Author Last Name, F. Philipines? I. (Year, Month Published). Of Development? Title of article. Title of Magazine, Volume (Issue), page range.

Quammen, D. (2008, December). The man who wasn’t Darwin. National Geographic Magazine, 214 (6), 106. Author Last Name, F. I. Philipines? (Year, Month Date Published). Article title. Retrieved from URL.

Example of an APA format website: Austerlitz, S. (2015, March 3). How long can a spinoff like ‘Better Call Saul’ last? Retrieved from Last name, First initial. (Year, Month, Date of blog post). Title of blog post [Blog post]. Retrieved from URL of blog post. McClintock Miller, S. Erikson's Of Development? (2014, January 28). EasyBib joins the Rainbow Loom project as we dive into research with the sex, third graders [Blog post]. Retrieved from age examples, On our APA citation machine form for blogs, you have the option to choose from standard, audio, and video blogs.

Citation Machine’s APA generator will automatically cite your blog sources for you. Philipines? Writer Last Name, F. I. (Writer), Director Last Name, F. I. Producer Perfect? (Director). (Year aired). Sex? Title of episode [Television or Radio series episode]. Relative Age Examples? In Producer Last Name, F. I. (Executive producer), TV or Radio series name . City, State of sex original channel: Channel. Lin, K. (Writer), Coles, J. D. (Director). (2014). Chapter 18 [Television series episode]. In Bays, C. (Executive producer), House of cards . Washington, D.C.: Netflix. If using Citation Machine’s APA generator,television and radio broadcasts use the same form. Producer Last Name, F. I. (Producer), Director Last Name, F. I. Complex Test? (Director). (Year Released). Title of film [Motion picture].

Country of origin: Studio. Bender, L. (Producer), Tarantino, Q. (Director). (1994). Sex? Pulp fiction [Motion Picture]. United States: Miramax. There is the test, option to automatically cite films found online, in film, and on sex, a database when using Citation Machine’s APA citation builder.

It is highly recommended not to relative use personal (unpublished) interviews in your reference list. Instead, this type of source should be formatted as an in-text or parenthetical citation. However, here is an philipines sex example of an in-text citation for a personal interview in APA: Structure: (Interviewee F .I., Last Name, personal communication, Date Interviewed) Example: (D. Halsey, personal communication, December 12, 2011) Published Interviews should be cited accordingly if they appear as journal articles, newspaper articles, television programs, radio programs, or films. If your instructor requires a citation in relative age examples the reference list, use the following structure: Author Last Name, F. I. (Year, Month Date Interviewed). Interview type [email, phone, personal interview, personal interview with [third party FI Last Name]. Halsey, D. (2011, December 12). Personal Interview.

If you are planning on using Citation Machine’s APA formatter, a note is displayed above the form stating that personal interviews are not typically cited in text. Our APA format generator creates in-text citations and full reference citations for you. Sex? Songs Musical Recordings found Online. *Note: If the rey-osterrieth, name of the songwriter is the same as the name of the recording artist, leave out the bracketed information located after the name of the song. Last name, First initial. Middle initial. of songwriter. (Year created). Philipines Sex? Song title [Recorded by First initial. Middle initial.

Last name of the performer’s name or the test, name of the band]. On Album Title [Medium]. Retrieved from URL. Hedfors, A., Ingrosso, S., Angello, S. Philipines Sex? (2012). Greyhound [Recorded by Swedish House Mafia]. On Until Now [Audio file].

Retrieved from If using our APA citation machine, choose the form titled, “Music/Audio,” to automatically cite your songs and musical recordings. Our APA citation maker is an APA format generator that is free and easy to use. Doctoral Dissertations found on a Database: Last name, First initial. Middle initial. (Year published). Title of Henry David Thoreau's Literary dissertation or thesis (Doctoral dissertation or Master’s thesis). Sex? Retrieved from Name of as database. (Accession or Order No. xxxxxxx). English, L. S. (2014).

The influences of community college library characteristics on institutional graduation rates: A national study (Doctoral dissertation). Retrieved from American Doctoral Dissertations. (37CDD15DF659E63F). Philipines Sex? On our APA citation machine, there is a form for dissertations that will cite this source type for you. Last name, First initial. (Producer). (Year, Month Day). Title of podcast [Audio podcast].

Retrieved from URL. Erikson's Of Development? Goodwin, G. Philipines Sex? (Producer). (2016, February 11). History extra [Audio podcast]. Retrieved from If using Citation Machine’s APA format generator, choose the “Blog/Podcast,” form to erik erikson's theory cite your podcasts automatically.

Last name, First initial. [YouTube username]. (Year, Month, Day of posting). Title of philipines YouTube video [Video file]. Retrieved from URL. Producer Competition? Damien, M. [Marcelo Damien]. (2014, April 10). Tiesto @ Ultra Buenos Aires 2014 (full set) [Video file]. Retrieved from If using our APA citation machine, choose the form titled, “Film” to automatically cite your YouTube videos. Philipines? Looking for a source type that is not on this guide? Here is another useful link to follow. An APA annotated bibliography is a bibliography that includes the full reference citations in addition to a small paragraph containing your evaluation about each source. When creating your citations, there is a field at the bottom of each form to add your own annotations.

Looking to create an APA format title page? Head to theory Citation Machine’s homepage and choose “Title Page” at the top of the screen. A written work or composition found in print, or digitally as an e-book. Can be non-fiction or fiction. A popular work published periodically (weekly, monthly etc.) focusing on a specific interest or subject. A periodical publication containing current events, news, interviews and philipines, opinion articles. A collection of pages that provides information about a certain topic.

A scholarly work published periodically, containing highly specified research. A motion picture or movie. Can be a fictional movie, documentary or even YouTube videos. Copyright © 2000 - 2017 by Citation Machine™, a Chegg Service. Citation Machine™ uses the 7th ed. of MLA, 6th ed. of APA, and 16th ed. of Chicago (8th ed.


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Create your free Business Plan now. Make an investment-worthy business plan easily with our free template. Select a Industry Fill in the Form. Complete your Business Plan. Print and Download For Free. Business Plans: Writing Guides, Downloadable Templates, and Samples. Updated February 15, 2017 by sex, Legal Templates. 1. Free Business Plan Template Download. Are you an entrepreneur looking to download a free business plan? If so, you have come to the right place.

Legal Templates is happy to provide you with a hassle-free document downloads. Erik Erikson's Theory. Click the sex buttons below to define stress, download (1) a blank document, and philipines sex, (2) a document that is filled in for you to reference. Related Business Documents: Click to competition, View. What’s included in the blank template: In the first download, you will find documents with all of the philipines sex chapters, section titles, and section subtitles that you will need to successfully complete your plan.

Our first plan contains the 8 chapters of psychologist define stress as a basic business plan including: Chapter 1: Executive Summary: The executive summary provides investors with a general layout of your company. This chapter is philipines essentially your hook to convince potential financiers that your model is worthy of their investment. Chapter 2: Company and Henry David Literary Experience, Financing: In this chapter, the goal is to outline the sex legal and operational structure of your company, financing requirements, the history behind the company, mission statement and generator, the management team. If you are forming a corporation, be sure to include your Articles of philipines sex Incorporation here. Chapter 3: Products and Services: This section describes what products and/or services your business will sell (now and in the future), and how you will build, assemble and deliver them. It also offers a comparison of your company and as, your direct and indirect competitors. Chapter 4: Customers and Market Analysis: The customers and sex, market analysis page indicates your target customer segments, what needs you are filling for erik theory of development, them , and the latest trends among these consumers in terms of philipines sex growth and behavior. Chapter 5: Marketing and fairytale, Sales: The marketing and sex, sales chapter allows you to describe how you will sell your product/service. Particularly what are your company’s strategies for producer perfect competition, positioning, pricing, promotion and philipines, distribution. Erik Erikson's Theory Of Development. Chapter 6: Strategy and Implementation: This chapter will give you an sex opportunity to set the key milestones that help establish a timeline of progress towards your goals.

Additionally, it includes subsections like SWOT analysis, competitive edge, and strategic alliances. Psychologist Stress As. Chapters 7 + 8: Financial Plan, Sales Forecast, Financial Statements: In the final two chapters, entrepreneurs must define and calculate the financial variables that will go into philipines sex, the creation/expansion of relative age examples your idea, including its expenses, your anticipated sales forecast, personnel plan, cash flow assumptions, and more. If you are purchasing an philipines existing company, you should also include the business purchase agreement in your plan. What’s included in the template with sample text: In the second download, we give you a completed ice cream shop plan to reference. Each section gives an example of what you should write. Our guide also includes example graphs and charts, so that you are aware of the perfect types of financial calculations, plans, and forecasts that a plan should offer to attract investment.

For guidance on what you should include in philipines, your plan, and why, please reference our How to Write a Business Plan set of David articles below. Downloading this small business plan comes at no cost, so feel free to start your download and get started. However, you should be aware that there are some pros and cons to using free business templates, rather than using professional software or an philipines sex experienced writer. Writing a business plan is a prerequisite to your company’s success. A solid plan is necessary to help found your company and ensure that your goals remain on track over time.

Your plan can and relative, will change as you encounter the philipines sex unpredictable variables that come with starting your own company. If you have an existing company, crafting a solid plan is equally important if you’re hoping to attract investment and expand your company beyond the limits you’ve already reached. Your business strategy should account for generator, the next 3-5 years in advance, and cover every aspect of your industry, including the philipines critical relation between marketing and sales to your company’s finances. Your plan should include the following sections before you submit it to investors. Click each accordion to read a how-to guide for each chapter: “How to Write a Business Plan” Table of Contents:

How to Write the Executive Summary. The executive summary contains all of the essential information about what makes your business strong and worthy of investment . It covers the major highlights of the rest of your plan’s chapters. The goal is to briefly tell your reader what your company will do, where you want to take it, and why your business idea will be successful. If you are seeking financing, the executive summary is your first opportunity to grab a potential investor’s interest. The executive summary will be the relative first chapter of philipines sex your business plan, though it’s actually the last section that you should write . Perfect Competition. First, you’ll need to do heavy research to philipines, ensure that your plan is sound before you can write the executive summary. This section will be different depending on if you are an established business or a new startup. A startup company’s executive summary will need to be interesting and convincing to capture the attention of investors. Your company will lack the historical data and trends that existing companies are able to provide, but there are strategies to mitigate these factors. First, you’ll need to briefly explain who you are, the background of your management team, and your reasoning behind starting a business in your chosen niche. Secondly, you’ll need to demonstrate that you’ve done quality research that supports how you’ve conceptualized your business.

Investors know that talk is cheap – do you have the data and analysis to back up your claims? Even in a standard plan, the executive summary for an existing business has no set template, although there are several suggested guidelines that you can find around the web. Erik Erikson's Of Development. We suggest the following basic template – feel free to philipines, add or subtract sections according to your own needs: Summary Management Team Products and stress as, Services Customers Marketing and Sales Financial Forecast Financing Requirements (optional) Describe the purpose of the plan (e.g.; to raise a specific amount of debt financing to expand a store location) as well an overview of the philipines sex company (name, location, company type, products sold, founder(s) and founding date). Describe the key milestones or objectives that you want to achieve with this business (these are the tangible results in which you use to prove success of the venture).

This statement should be concise and to the point. Summarize the members of the management team, including highlights of psychologist their expertise and experience . Describe how each member contributes to the success of the philipines organization. Keep this section brief, as you will go into more detail in fairytale generator, the Products and Services section. Products and Services. Describe the products and services you are providing and who the sex competitors are within the industry . Keep this section brief, as you will go into more detail in the Products and relative age examples, Services section. Describe whom your customer groups are and whom your key customers are , as well as how you will market to them. Keep this section brief, as you will go into more detail in the Market section. Describe briefly how you will market your product or service. Summarize the major points in the Marketing and Sales chapter, which may include market positioning, pricing, promotion, and distribution.

Summarize the most important points from the Financial Plan section here. Sex. This should include your sales forecasts and projected expenses as well as the surplus perfect competition logic behind the projections. If you are a new company, describe when you expect to turn a profit . If you are an existing company, highlight past financial performance. 7. Financing Requirements (Optional) Summarize the amount of equity and/or debt financing that you are seeking, when you need it, the use of the funds, and philipines, when you expect to reach your next milestone event and/or start paying back the relative age examples loan. Keep this at an overview level , as you will go into more detail later on in other chapters. Note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the entire writing process first . In particular, complete the financial planning process before attacking this section. Only then will you be able to identify the amount of money you will need to raise. With these sections fleshed out, you’ve finished your executive summary. How to Write the Company and Financing Chapter.

The company and finance section of philipines sex your plan is important, because introducing the management team is critical for both start-ups and established companies alike. Investors will use this information to erik of development, gauge the philipines sex future likelihood of erik theory of development success. Company and Financing Sections. Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and Facilities (optional) There are many variations and approaches on how to lay out the philipines sex various components of David Literary Essay a business plan. Our approach for the company overview section is to philipines sex, provide the reader with the company’s legal information, address and a brief description of the company’s history.

Since there are follow up sections in this chapter that over go the figure test company’s location and history in philipines sex, more detail, you will want to keep this short (2-3 sentences). A BRIEF PRIMER ON COMPANY TYPES. The optimal company type is best determined by a credible Attorney. The primer below is meant only to explain the erikson's of development broad differences between the most common company types. A sole proprietorship, according to the IRS: “A sole proprietor is sex someone who owns an unincorporated business by him or herself.” While the figure most simple to philipines, set up and the most common, there is a significant drawback: you will be personally liable for any obligations. Relative. So for example, if you sell someone a cupcake and they sue you because they found a hair in it, and philipines, you lose in erik erikson's theory, court, the creditors can legally go after your personal possessions – such as the roof over your head. A partnership, according to the IRS: “A partnership is the relationship existing between two or more persons who join to carry on a trade or business. Each person contributes money, property, labor or skill, and expects to share in the profits and losses of the philipines company.”

A partnership has certain advantages compared to psychologist, a LLC, such as not needing to file formation documents when setting up a partnership, and not needing to file dissolution documents if dissolving the partnership. Philipines Sex. However, similar to erikson's of development, sole proprietorships, partners in a partnership have unlimited liability for the company’s debts and liabilities. Limited Liability Partnerships (LLPs) LLPs are different from traditional partnerships in that there are two classes of philipines sex partners: (1) General partners that have full management and control but also full personal liability and (2) Limited partners that have no personal liability beyond their investment in the partnership interest. Limited partners are often times “silent partners” that wish to age examples, invest in the venture but limit their exposure to sex, liability. A corporation is rey-osterrieth figure test a separate legal entity owned by shareholders. A corporation is commonplace for businesses that anticipate seeking venture capital financing. The downside to a corporation is the problem of “double taxation” since the corporation’s profits is philipines taxed at the corporate level, and then any dividends distributed to shareholders are then taxed again at the personal level. You can elect a special tax status with the IRS to have your corporation not be taxed at the corporate level (instead, it would be taxed as a pass-through entity).

Some of the drawbacks include not being able to have more than 100 shareholders , and not being able to have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the member’s personal liability and only taxes profits at rey-osterrieth complex test, the individual level (acts as a pass-through entity). Describe the type of company you plan to open, along with the registered name you plan to use. Explain your rationale – for example, if you are starting a company where you plan on sex, seeking venture capital financing, then you will want to start a C-Corporation as majority of psychologist define as VCs will insist on this legal structure. If you have a home office/no dedicated business address. Include your current office setup and your future office plans once your company expands, if applicable. For start-ups, and especially those seeking financing, the Management Team section is especially critical. With the lack of history, there is little investors can go by to sex, gauge the psychologist stress as future success of a venture. The question lenders and investors will ask: Why should we trust your team with our money? You must demonstrate your team’s ability to execute on the stated goals.

To accomplish this, you should highlight: Background of each member of the management team (education, relevant work experience, etc.) Roles and philipines, responsibilities within the company. Tip: Don’t include details about members of the Management Team that are not relevant to the reader. Experience Essay. Everything presented should reinforce why your team is the right team to philipines sex, execute on the company’s vision. If you have an established business the relative age examples information you want to present is the same. Keep in mind, however, that you also want to demonstrate that your team has the capability to manage growth of the company. As a company grows from start-up to established business, the management team must also change. They must be able to manage employees, institute standardized systems, and ensure the business’s ability to scale operations while keeping profitability stable. If you already have a Board of philipines sex Directors and/or Advisory Board, list these individuals and a brief description.

In a publically trading company the age examples Board of Directors is elected by philipines, the shareholders and is the highest authority in the management of the company. For our purposes (context of a private company that is most likely a startup or small but growing business), a Board of Directors is comprised of rey-osterrieth figure investor(s), founder(s), CEO and independent board member(s) who have substantial business and industry experience. A Board of Director’s typical responsibility is to set broad policies for the company, determine compensation for company management, and approve annual budgets. An advisory board is philipines a group of business leaders that can help guide your company and provides it with assistance when needed. Choose individuals with knowledge in your industry and psychologist as, are willing to play a role in your company . While some advisors are compensated, it comes down to a case-by-case basis, frequently depending on how much time the member is committed to your company. Tips on building your Advisory Board: Choose a well-respected and well-known individual as the first member of philipines your Advisory Board. This will help you to producer surplus, recruit other members of the Board.

Choose individuals that have strengths and relationships your business will need. As your business evolves, so will the members of your Advisory Board. Feel free to sex, shake up the line up over time. In this section you will tell the Thoreau's Literary Experience Essay reader how much money you need to raise, what you are going to use it for, and sex, how you got to the requested amount. Important note: This is Henry Literary Experience Essay a complex question that you cannot answer until you complete your plan, so it is sex highly recommended you work your way through the entire writing process and in particular, complete the financial planning process. Only then will you be able to identify the surplus amount of sex money you will need to raise. There are two primary financing options: equity and debt. The primary difference between equity and fairytale, debt financing is that debt financing is essentially a loan that is backed by philipines sex, your assets or via a personal guarantee. Stress. If your company is already in existence and has trading history, then you may also secure a loan off of your receivables. In contrast, equity financing is philipines sex essentially you exchanging a stake in your company for David Thoreau's, a specific sum of money from an investor . Therefore, the amount you are able to raise from investors comes down to sex, how much they value your company.

There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it? How much money do you need, and why and when? What do you think your company is worth? If you are seeking financing (regardless of producer surplus perfect its equity or debt), that most likely means that your financial model shows your company taking a loss in the initial stages, followed by break-even and subsequent profitability. The money you are seeking to raise will simply allow you to philipines sex, have enough cash to cover the define initial period where you will be taking a loss so that you can eventually make a profit. This is a simplification; you may be raising money to further grow your company, which may already be profitable. Or you might use the financing to get your product to sex, the next stage in its product development lifecycle (i.e.; milestone event).

But the general concept is the same; the investment you are seeking bolsters your company’s cash position , allowing it to grow revenue and/or profitability. Cool idea, how do you make money with it? / How much money do you need, and psychologist, why and when? The financial statements provide the sex answer to Experience Essay, the first two questions (which is why we recommend you complete your plan first). To answer how much money you need, analyze the cash flow statement to determine the cumulative cash flow. Philipines. The lowest point on this curve will tell you what your maximum financing needs are , and at fairytale, what point in time. What do you think your company is worth? The third question is much harder to answer, especially for sex, a new company. At the end of the day it really comes down to what an investor thinks your company is worth (which is more art than science).

However, there are three popular methods of valuing a company that can help you come up with a valuation to facilitate the negotiation. Cost approach (asset based approach) The cost approach seeks to determine a company’s value by analyzing the market value of its assets. In other words, in this approach the company is worth the sum of all its assets if they were to producer, be liquidated . This approach may be appropriate for some industries such as real estate where the asset value may actually be worth more than the going concern value (present value of future cash flows generated by sex, the asset). However, for many companies the value of its branding and reputation, along with its ability to generate profits, will exceed the value of its assets. The market approach seeks to determine a company’s value by analyzing recent sales of similar assets, with the theory that valuations of similar companies can serve as a good proxy. This is a common approach in the real estate industry. The income approach seeks to as, determine a company’s value by using its expected profit over time and then placing a value on that future stream of income in today’s terms . Since there is philipines sex inherent uncertainty with a future stream of income, there are numerous ways to discount that expected income to account for risk. Now you have all the perfect competition pieces to philipines, complete the producer competition equation. You have the amount of money you need by philipines, looking at cumulative cash flow. You also have an idea of how much money your company will be worth.

Equation to determine how much equity you should offer: Equity to offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for psychologist, cash. Instead, you should focus on the loan’s interest rate and payment schedule. Make sure you will be turning a profit that is both large enough and soon enough to philipines, ensure there is no delinquency on servicing the loan. For equity financing, answer the following: Investment amount needed When you need it How much time it will buy you / When you expect to stress, turn a profit or get to the next milestone event % of equity offered and at what company valuation (you may wish to keep exact figures vague in order to philipines sex, further negotiate) Exit strategy. For debt financing, answer the as following: Loan amount needed When you need it When you will be able to pay back the loan The amount and frequency of loan payments. In addition to the information above, you should also summarize how you plan to sex, use the funds. The level of detail should be at a high level ; if the investor or lender wants to see expenses in more detail that will be available in the Appendix within the generator Profit/Loss statement.

Construction of new kitchen: Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on your financial model you anticipate relatively small yet variable expenses month to month, a line of philipines credit may be a good choice. With a line of credit you draw upon it when you require the funds and pay interest immediately on the money as it is borrowed. It works very similarly to a credit card in that you typically have a pre-set limit to how much you can borrow, the major exception that since you may be able to competition, secure the line of credit with assets, you may be able to get better terms. In the philipines Quick Start Guide we briefly went over the different strategies available and how thinking about your company’s eventual exit will help shape your business model. It’s recommended you review the rey-osterrieth complex figure Quick Start guide and philipines sex, practice that exercise. Depending on figure, your company, there are various exit strategies available, including:

Selling your business Passing it down through the family Taking the company public (IPO) Liquidation. If you are seeking equity financing, then your investors will pay close attention to this section. Angel investors and VCs demand a large return on their investment since they are taking a large risk by investing into your company. Therefore, you need to include detailed information on how you intend to philipines sex, sell the company or take it public. Demonstrating a large market opportunity. If investors are going to take a big risk, they demand a big return. You need to demonstrate your business has the relative potential to either take substantial market share from an sex incumbent competitor, or create a new market. Investors like to be in hot, growing industries such as biotechnology, mobile e-commerce and healthcare. These are all industries that have huge upside growth potential and ones that investors are more inclined to invest in. Solving a larger company’s problem. If your exit strategy is to erik theory, sell your company to a larger company, then identify how your company’s product solves that larger company’s stated problems and/or goals.

For example, Apple’s mapping software is playing catch-up to sex, Google Maps. If your company can help Apple improve its software, your company would become an attractive acquisition target. The mission statement reflects the core purpose and vision of the company. Rey-osterrieth Figure Test. It’s a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short. 1-2 sentences max.

Don’t use “fluff” words. Make the statement mean something. A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the sex culture/vision/purpose. Examples of Fortune 500 firms that really get it right: A. BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: “To discover, develop and psychologist as, deliver innovative medicines that help patients prevail over serious diseases.”

Why it’s great: The keywords “discover, develop and deliver” demonstrate the company’s capability to in delivering an end-to-end solution. Sex. By using the words “innovate” and “prevail over serious diseases” it serves as a rallying call for their thousands of employees that what they are doing is (1) cutting edge and (2) has a higher purpose then themselves. Mission statement: “ We will be the easiest pharmacy retailer for customers to use.” Why it’s great: In one short sentence, the company has managed to (1) describe what it sells (2) how it will win in the marketplace. It is a pharmacy retailer and it will solely focus on psychologist as, making itself easier for the customer to use (that could mean so many things, such as innovating online to fulfill prescriptions to improved customer service within their stores). Example of poorly written mission statements. A. FORTUNE 500 FOOD AND BEVERAGE COMPANY. Mission statement: “ The Company’s primary objective is to maximize long-term stockholder value, while adhering to the laws of the jurisdictions in which it operates and at all times observing the philipines sex highest ethical standards.” Why it’s horrible: It does not serve as a rallying call for employees, suppliers, or partners.

Its objectives are obvious (what company does not want to maximize value) and borderline absurd (are there companies that do not want to adhere to local and federal laws)? Lastly, it does not mention what the company actually does. B. Surplus Competition. FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: “ We are committed to attracting, developing, and keeping a diverse work force that reflects the nature of our global business.” Why its horrible: While a diverse workforce is certainly not a bad thing, only philipines stating that as the producer perfect company’s mission statement is ineffective, lacks direction or focus, and completely misses the point of philipines sex having a mission statement. This is predominately for businesses that have previous trading history, but can also be used by new companies that want to generator, highlight relevant history on how the company came to existence, work completed to date, milestones achieved, etc. Some information you may want to include: Start date First location First product/service Significant milestones/events. Reminder: keep in sex, mind that there is no set rule as to the level of detail you want to include. This is dictated by the relevancy of the information to the reader and producer surplus perfect competition, how this information helps strengthen your plan’s ability to build credibility for your company. Every company is sex made of milestones.

Milestones for a business are achievements that demonstrate the business is on the right track. They are best when quantifiable and fairytale, measureable. For example, achieving a working prototype of your product, or getting to philipines sex, break-even, are both huge milestones that showcase your ability to execute and reduces subsequent risk of your company. Key concept: The more uncertainty that you can take off from the table, the better valuation you can get for your business. For businesses that have a retail or manufacturing component, this is an important section of your plan. Information you may want to include: Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at the facility.

Location is complex figure test important for a large number of retail businesses, whether you are a restaurant or purveyor of consumer products. If possible, provide statistics about the retail location you have chosen or are planning to choose. Philipines. Describe the lease terms you are able to secure, and if there are any laws that protect the producer surplus perfect competition lessee from unreasonable price increases. You can read a detailed article about what to look for in a lease agreement here. Provide detailed information on sex, the manufacturing facilities. For example, your operation may require a reliable source of electricity and water. Describe how the facility provides the business with these resources.

If the facility is pre-existing equipment or structures that can be leveraged, make mention of that. Location can be an important aspect of your business even if you are not in erikson's theory of development, retail or manufacturing. For example, you might want to open your software company in philipines, Silicon Valley as that provides a competitive advantage from an employee recruitment and erik theory, fundraising perspective. If you operate out of a home office. Describe your future expansion plans, including expected date of sex expansion. Upon completing these sections, you will then be finished with the company and define stress as, financing section of sex your business plan. Writing the Products and of development, Services Chapter. The products and philipines sex, services chapter of erikson's of development your business plan should be written clearly and descriptively, to help give investors a comprehensive understanding of the bread and butter of your business.

Your products and services section should include the following sections. Products and sex, Services Chapter Sections. Products and Services Competitors Sourcing and complex figure test, Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and Services (optional) Your products and services are the lifeblood of your business – it’s what your customers need, and if you get this right, everything else will follow . Sex. Commonly referred to as “product lift”, which essentially means getting the secret sauce working. It means that customers want to buy your product/service, and you are filling a need that was previously not satisfied. Thinking in of development, terms of benefits vs. features. What is the consumer really buying? For example, a person buying a Rolex watch is philipines not only buying a device to tell time, but the prestige and status that comes with a luxury product.

Think about what end benefit your product/service delivers. Of course, the functional aspects of your product/service are also important. Depending on what you are going to sell, think through the features it will provide, packaging, design, branding, quality, and other aspects that help position and/or differentiate it from competing products/services. You may have heard the Henry Thoreau's Experience Essay business adage that acquiring a new customer is indefinitely more expensive then keeping an existing customer. One of the philipines reasons this is true is the potential to sell additional add-ons, upgrades and substitute products/services to existing customers . Think about how you can drive incremental revenue. Whether it’s via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream. David Literary Experience. This is a good thing, because (1) your revenue can be more predictable and philipines, stable (2) you are maximizing earning potential . Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per customer. You will complete the age examples price you want to set your products/services in the Financial Plan chapter, and we also have a section for you to describe your pricing strategy; however it is advisable to start thinking about how you want to price your products/services. Competitive analysis is an sex extremely useful tool and define as, one that should be revisited often as the competitive landscape changes over time. It starts with competitive analysis.

Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses. Tips on how to perform competitive analysis. The Internet makes this much easier then in days past. Philipines. Some ideas: Google search using keywords that your customers would use to find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use to find your competitor’s job openings Competitor’s websites Find your competitor’s management team members on David Literary, LinkedIn. Not only do you have to worry about current competitors you can see, but you have to be vigilant and be on the lookout for new entrants. For example, a company that already sells to your customer base may see your industry as a logical next step. You should consider the likelihood of new entrants high if: The industry sees high margins (its super profitable) There is unmet demand (more customers then suppliers) There are no major barriers to entry (does not take much to start competing) There is future growth potential (such as mobile apps)

Much of philipines sex this is common sense – if you see a market opportunity that no one is competing in yet, don’t expect that you will be alone for long. Sourcing is simply the process of procuring goods and services from suppliers that are required for your company to surplus perfect, make its products or deliver its service. Some things to philipines sex, consider when choosing and managing your suppliers: Cost: This is an obvious one – the lower the price, the higher your profit margins will be. Payment terms: The longer you have to pay your suppliers, the figure more working capital you have on hand. Reliability: You must consider how reliable your suppliers are and what would happen to your ability to philipines, operate if they cannot deliver. Scalability: As your business expands, will your suppliers be able to define, meet your needs?

Fulfillment is philipines sex simply the process of how your company delivers its products/services, from point of sale to delivery. There are several popular fulfillment options: Engineer to order: the product is designed and built to customer specifications (e.g.; large construction projects) Build to order: the erik erikson's theory product’s design is standardized but manufacture of final product is based off of customer specifications (e.g.; aircraft and yachts) Assemble to sex, order: the product is assembled to the customer’s specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to test, stock: the product is philipines sex manufactured in define as, quantity based on expected sales of the product (e.g.; retailers) If you are going to be selling physical products and expect to hold inventory, then you should pay very close attention to how you forecast the philipines amount of inventory you need to meet your projected sales. Too little inventory and generator, you may not be able to meet demand. Too much inventory and you tie up all of your cash on excess inventory. Some key points: Have accurate sales forecasts.

Use historical sales data if you have it, and philipines sex, make sure you account for seasonality. Have accurate inventory tracking. Use bar code scanning or equivalent to ensure there are no data entry errors. Utilize inventory management software. QuickBooks, Sage, and a plethora of other vendors provide a cloud-based solution for you to manage and maximize your inventory levels. Technology in today’s business environment is becoming more and more important and serves as a source of competitive advantage.

Take Wal-Mart or FedEx as two examples of companies that provide services (low-cost products and shipping), but utilize technology as a critical means of delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to ensure its low prices. FedEx uses technology to optimize delivery routes and times, which enables it to ship to practically every corner of the globe, seamlessly and with very low error rates. Think about how technology plays a part in your business and if it is critical to age examples, your business operations. If technology is critical to your business operations, then you must think about your disaster preparedness and contingency planning . Depending on your business, you may want to create back-up copies of data and sex, software, routine security checks, and securing physical assets. What would happen if you lost access to the technology? Think about alternatives that you could utilize.

For example, if you license a piece of producer surplus software and later down the road decide that the cost is too high, is there a competitor who can license you an alternative? If you have exclusive rights to a technology, either through a patent or through an exclusive license agreement, this is a great competitive advantage and philipines sex, one that you will want to relative age examples, describe in detail. There are two types of sex intellectual property that may be applicable to a business: industrial property (such as patents and trademarks), and Experience Essay, copyright (such as novels and movies). Philipines. If you have intellectual property that you want to protect, it is advisable that you seek the relative professional advice of a good Patent/IP Attorney , since this is a great way to provide a barrier to philipines, entry for your business. Intellectual property type 1: Industry property. These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress).

If you have any proprietary process or technology then it is recommended that you apply for a patent to psychologist stress, protect your invention. Philipines. You should apply for a trademark for your company name and as, logo as well. Intellectual property type 2: copyright. These include literary and artistic works such as novels, poems and plays, films, musical works, artistic works such as drawings, paintings, photographs and philipines sex, sculptures, and architectural designs. In 2011, counterfeit copyrighted and trademarked goods were a $600 billion dollar industry worldwide. Enforcing your intellectual property may be feasible from a legal point of view, but many times is not practical in practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and erik erikson's, downloaded. IP and your employees and contractors.

It is sex just as important to secure your intellectual property in relation to your employees and contractors. Everyone should be required to sign an invention assignment agreement, which basically states that the company owns all works produced while contracted by the company. In addition, you may consider handing out serialized notebooks for employees to use , so that if there is ever a conflict as to whom owns a piece of intellectual property, there is a physical record. If you have future products and services planned, it is a good idea to erik theory, describe the product roadmap and strategy behind it . A key concept is that of product lifecycle, which describes the stages of the life of a product. During this phase, your product will incur heavy promotional costs as you get the word out.

You may discount the price of the product to encourage new customers. During this phase, you may focus on expanding your product to new segments in the marketplace, and expand the product line (for example, with new colors or other variations). During this phase, you are enjoying the sex fruits of Henry David your labor. You may add new features to your product to philipines, stay competitive and to further differentiate your product from competitors. Marketing spend for your product starts to dissipate as sales of your product are in steady decline. After including all of this information, you’ll have completed the products and services chapter.

Writing the Customers and Market Analysis Chapter. The customers and market analysis chapter will give you an opportunity to describe what your customer segments are, what needs you are filling for Henry Thoreau's Literary Essay, them, and how these groups of customers are trending in terms of growth and behavior. Philipines. This chapter also includes any regulatory restrictions specific to your industry. Customers and Market Analysis Sections. Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional) In the market overview section you are going to calculate the total market (referred to as Total Addressable Market) for your products, and then the segment of that market your business can capture. Total addressable market can be thought of in several distinct levels.

At the highest level is an estimate of the total market given 100% saturation. Another way of define looking at philipines sex, this is what would be the total market if one company had 100% market share. Once you have the total addressable market, then you can estimate what percentage of this you can realistically capture. This, of course, is much harder to predict with accuracy. So the relative important thing to remember is to utilize strong sources for your assumptions. For example, lets say you plan to open a high-end steakhouse in downtown Miami. To calculate your total addressable market, you might count how many high-end restaurants are in the downtown area and research the average annual sales for each restaurant. Philipines. Then multiply the fairytale generator two to get the total sales for all high-end restaurants.

This would be your total addressable market. Using the example above, we can then drill down to the next level and philipines sex, determine what percentage of the market you can realistically capture. You might assume that you will take an equal share of the producer surplus perfect market, thereby decreasing all other competitor’s shares in sex, the market. Theory Of Development. Or you might offer cheaper prices, which you assume would take a larger percent of the market. Whatever your assumption, make sure it is well documented and logical. To obtain jaw-dropping product-lift you must solve a difficult and painful problem for the customer. And if there are competitors, you must solve the problem better than them, and enough so that customers are willing to switch to your company. Describe what problem your product is sex solving. If you are targeting multiple customer segments, make sure you go into detail on how your product serves each customer segment. Describe how your solution better solves customer’s pain points then your competitors. We as consumers are inherently lazy.

We do not want to go through the time and cost of switching from one company’s product/services unless it is compelling enough, which is dependent on the switching cost. For example, there is figure test virtually no cost to switch from Coke to Pepsi. On the philipines other hand, there is high switching cost associated with migrating from a Mac to a PC. To overcome this problem, describe how your product either is Thoreau's Literary able to overcome customer’s inherent adversity towards switching products, or if your product is able to reach new customers and bypass switching costs altogether (in other words, instead of taking customers away from your competitors, you are creating a new market for your products). Understanding market trends at the macro level is critical for philipines sex, various aspects of your business. A growing or shrinking market is described in more detail in the market growth section. Below are some of the other factors that will affect market trends: The overall economy has a disproportionate effect on fairytale, some businesses. For example, dog-walking services usually see a decline in sales as households reduce spending on non-essential purchases. Government regulations and policies can completely alter an industry, so it is imperative that you are up to date on upcoming changes.

For example, the philipines Jobs Act of rey-osterrieth figure 2012 allowed for the first time non-accredited investors to participate in private placement of securities. Sex. This in turn has created a new market for crowd-funding websites to producer perfect competition, emerge to connect startups with all types of philipines sex investors. You may be in an industry where political conditions have an impact on the bottom line. For example, if you count the Dept. of Defense as one of your clients, then the across-the-board budget cuts (i.e.; Sequestration in age examples, the Budget Control Act of sex 2011) would surely have a negative effect on relative, your business. If you build your business on top of sex a technology platform that will soon be replaced with a more cost affordable, powerful, and easier to use technology, then that will surely put you in psychologist define stress as, a less advantageous position. Knowing technology trends is sex valuable in ensuring you are gaining a competitive advantage through the use of technology. Your customers may change their sensitivity to price depending on a variety of factors, including competition, macroeconomic conditions, and changing consumer tastes.

Keeping an eye on Thoreau's Literary, this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is simply measuring the change in sex, market size from one time period to the next (usually in years). So if the market in age examples, the first year was $100 million and $150 million the second year, then the market can be said to have grown by sex, 50%. You will find that measuring market growth using historical market size data is fairytale much easier then forecasting market growth. Utilize publically available data sources, trade publications, market research firms, and government agencies to philipines sex, find much of this research. Being able to stress, demonstrate a market is growing is sex obviously important – for example, the market for fairytale, Blackberry accessories is clearly a declining market. Most investors and lenders will not want to philipines, see a new business chase after dwindling customers. On the other hand, the market for Apple and Samsung phone accessories have seen great growth and will continue to grow as those companies continue to add new customers. Your industry is defined as the group of companies that are related to you in erik erikson's of development, terms of what you sell/how you derive your revenue. Sex. For example, Ford and Nissan are both in the automotive industry. Ford and Nissan’s market (i.e.; customers) would be the end consumers who buy their cars.

You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on complex, the Dept. of Labor website. Understanding your industry’s dynamics is imperative to knowing it’s profit potential and attractiveness. A popular framework for conducting industry analysis is Porter’s five forces analysis, which analyzes an industry’s competitiveness (and therefore attractiveness). By performing this analysis you will have a clear picture of your competitors and how your company fits within the philipines sex competitive landscape. If your industry has low barriers to entry and low switching costs, then expect increased competition, as there is rey-osterrieth complex figure test little standing in the way for sex, new entrants to enter the market and compete. If your industry is supplied by very few suppliers with little alternative but to source from surplus perfect competition, those suppliers, then expect downward pressure on your margins. If your industry only has a small number of buyers, or there are many alternative products to philipines, choose from, then expect downward pressure on rey-osterrieth figure test, your margins.

If there are many substitute products in your industry and the switching costs between them are low, then expect substantial competition. An industry is very competitive if there are many competitors about the same size, there is little differentiation between competitor’s products, and it is philipines sex mature with little growth (so the only way to grow is to of development, take a competitor’s market share). Although your product may cater to many different sets of customers, you want to focus on a select group that will be the most likely to purchase your product/service and account for the lion’s share of your company’s revenue. For many businesses, you will soon realize that a large portion of sex your revenue comes from a small percentage of your customers. For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of coffee every day, versus the student type that comes in once a month. When you can name your key customers. If you are in David Literary, a business where volumes are low and prices are high, then you should be able to name your key customers individually. In this case, you should describe in detail your relationship with each of them separately.

If you’ve filled out this chapter, congratulations. Doing market research and customer analysis is a complicated and time consuming task. Time to sex, move on to the next chapter! Writing the Marketing and erik erikson's theory, Sales Chapter. The marketing and sex, sales chapter gives you an relative opportunity to describe how you will manage your sales force and what sales activities they will conduct in philipines sex, order to close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to include: Positioning: Are you going to be the lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services? Promotion: How will your market your products/services?

Distribution: Where will your product/services be available? Tip: It will be easier to write this section after you complete the subsequent sections as the age examples overview section summarizes key findings from the other section. Keep this section at the summary-level, as you will go into further detail in philipines sex, the subsequent sections. Describe how you position your company within the erikson's theory of development competitive landscape. Will you compete on price, or will you differentiate your offering and stand out from your peers?

For example, Wal-Mart positions itself as the low-cost provider in an industry, while Apple designs premium products to sex, reach the luxury end of the market. Provide your product/service at the cheapest price point in the marketplace. There are three primary ways to achieve this: Economies of Scale: For example, being able to turn more tables in a restaurant or produce more widgets in a factory. The more you are able to produce from your asset, the define cheaper it becomes. It will also be harder for your competitors to enter the market since you have fixed assets and experience that requires a large investment. Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to low cost production centers Thrift: Limiting advertising and RD spend Optimized supply-chain: By lowering inventory and negotiating with suppliers, companies can substantially improve their profitability and cash flow. Making your product/service unique by targeting a specific segment of the market is a compelling strategy, especially if:

Your customers are not price sensitive The market is competitive Your are targeting a specific niche You can provide a product/service that is not easily copied. You can also achieve differentiation through branding and marketing – for example, Starbucks sells premium coffee at sex, a premium price point, primarily through the strength of complex figure test their branding and not through the taste of their coffee. Determining the optimal price for your products/services will require you to think through several factors: If you are going shooting for the low cost provider strategy, then you will want to philipines, price yourself accordingly. Likewise, if you are going for stress as, the luxury end of the market, then a higher price is often times a proxy for quality. How price sensitive are your customers? If your customers are making their purchase decision primarily based on price, then you will want to be sensitive to this. The price you set must be high enough to philipines, over your costs so you can turn a profit.

There are, of course, exceptions. For example, you might want to achieve economies of scale by define stress, maximizing units sold, or you might be maximizing revenue to achieve dominant market share. There may be regulatory/legal constraints on how much you can charge. Sex. For example, payday loan vendors are restricted in how much they can charge their customers. Looking at perfect, what your competitors charge can give you a understanding of what current customers are accustomed to paying and will likely be willing to pay for your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in philipines, .99 or .95. In this section, you move from describing your marketing plan onto how you will convey your marketing message to competition, your intended audience. What marketing channels will you utilize to reach your target customers? Depending on your business, traditional media may be an important component of philipines sex your complete marketing toolbox.

These would include television, radio, billboards, flyers, etc. In today’s environment few companies can afford not to age examples, have a strong online presence. There are a myriad of options available. Each marketing channel must be carefully measured for effectiveness, as online marketing can quickly add up and sex, consume a small business’s entire marketing budget. A website is a key component of complex figure test your digital marketing efforts as it will be the destination in which your online leads will first visit. Some online marketing options include:

Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of mouth marketing is by philipines sex, far the Henry David Thoreau's Experience most profitable and powerful marketing channel available to any business. New customers that are referred to philipines, your business are more likely to purchase and psychologist as, more likely to continue referring your company. There are ways to boost word of sex mouth marketing, especially with the fairytale advent of social media. For example, asking a satisfied customer to like your business on Yelp and Facebook will potentially reach hundreds of their contacts, all with one click. Integrating social media into your word of mouth marketing strategy is invaluable for every business. Blogging/Becoming a subject matter expert.

Having a leading voice in your industry will help your business gain credibility from customers, suppliers, partners and competitors. Philipines Sex. You can start by participating on public forums and relative, blogs related to your business and philipines, adapting the adage “give more to get more”. How will your products be available? On one end of the spectrum is complex figure test direct marketing, whereby you sell directly to your customers. Or if you manufacture your products, you might sell through distributors, who in turn sell to retailers, who in turn sell to sex, consumers. Three common models: Product is relative stocked in mass-market distribution channels. Examples include soft drinks, magazines, etc. Product is sex specialized and sold through specialized channels. Examples include nautical computers and tooling/machinery.

Product is only sold through an exclusive channel. Examples include luxury products such as high-end motorcycles or designer handbags. The Internet presents an unparalleled opportunity to reach customers directly, as well as working with online channel partners to reach and fairytale, sell to philipines, customers. Writing the Strategy and David Essay, Implementation Chapter. The strategy and implementation chapter will give you an opportunity to define the key milestones that mark meaningful progress towards your goals. It also includes sections that further elaborate on your competitors. Strategy and Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional) Milestones are the key events that demonstrate progress is being made , such as completing the company’s first prototype or breaking even. These provide a tangible way to philipines sex, measure the success of the psychologist stress business venture. Milestones are so incredibly important to a business yet are one of those things that can be easily overlooked.

Why are milestones so important? Because they are a way to philipines, measure meaningful progress of a company that in effect, makes that company less risky (and therefore more valuable). A new company has an extremely high-risk profile – but as it meets tangible milestones, such as completing a prototype or breaking even, the rey-osterrieth test company’s risk decreases. Philipines Sex. It becomes more apparent that the venture will succeed. Investors and lenders will be looking at rey-osterrieth, what milestones your company has reached in order to philipines, create a fair valuation. Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only turning a profit, but also sustaining that profit, then that is a huge milestone.

SWOT Analysis is a useful technique for Henry David Thoreau's Literary Essay, understanding your company’s strengths and weaknesses , while identifying both the opportunities open to your business and the threats it faces. Strengths and Weaknesses refer to internal factors in your company, such as: Employees and staff Physical assets such as equipment and philipines, facilities Financial assets. Opportunities and Threats refer to Experience, external factors facing your company, such as: Market trends Regulatory and philipines, legal Macroeconomic conditions Competitors.

Competitive edge can be bucketed into four primary areas: cost, differentiation, innovation and operational effectiveness. Are you providing a product/service at producer surplus, a lower cost then your competitors? This is philipines a straightforward competitive edge that is fairytale generator very difficult to deliver. Providing the philipines sex lowest cost may require operating on razor thin profit margins or heavy investment in fixed costs in order to achieve economies of scale. Are you providing a product/service that your competitors are not offering or cannot offer?

This is a common strategy whereby you provide differentiated value in order to better serve customers and/or reach a portion of the of development market that may be under-served. Are you leapfrogging your competition and providing a notably superior or new product/service? Popularized by the book “Blue Ocean Strategy”, creating new demand in an uncontested market space is a powerful business strategy. Do you provide superior time to market or customer service? For example, your customers may be willing to pay a higher price for better customer service . Nordstrom’s is an example of a company that uses superior customer service as a competitive advantage. Forging strategic alliances is a commonplace occurrence in business. There are a wide variety of alliances you might encounter, with various parties in which you do business. Even if you do not have any alliances, there may be an opportunity for a partnership in the future and that should be included in this section.

You might have a supplier who has a disproportionate amount of influence and power of your business. Striking a partnership in this case may decrease those risk factors and provide a competitive advantage over sex your competitors. You might have a large portion of producer surplus competition your revenue coming from several key customers. Inking an exclusive agreement to lock in revenue would, for instance, give you predictable cash flow. It is philipines not uncommon to partner with competitors under certain circumstances – for example, to set standards for the industry or to generator, help further adoption of a technology. For example, Sony and philipines sex, Panasonic partnered together to increase the erik of development adoption of Blu-ray DVDs. Aligning your brand with another company is frequently used, especially if both brands are targeting the same demographic. For example, Samsung is the official sponsor of the Olympic games and will provide free mobile phones to sex, all Olympic athletes.

Upon completing these sections, your strategy and implementation chapter will be finished. Writing the Financial Plan, Statements, and Sales Forecast Chapters. Writing the financial plan, financial statements, and sales forecast will be the most difficult part of your entire plan. It requires making a large number of perfect competition intelligent assumptions about the size of the market you can realistically target, and the costs associated with making your product or rendering your services. These sections are the red meat of your plan — these are the chapters that any seasoned angel investor or venture capitalist will dig into to philipines sex, make sure they know they’re making a solid financial investment. Chapter 7: Financial Plan and Sales Forecast Sections. Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and Investments Starting Balances Historical Financials Key Metrics for surplus perfect, Success. Define the price in which you will sell your products and services, the cost it will take to produce or sell the product/service, and the number of sex units you will sell. Be conservative when making your estimates on the number of units you will sell, ensuring you have a reasonable methodology when making your forecast.

It is highly recommended that you first complete the following sections as they lay the foundation for defining the sales forecast. Products/Services section: Defines what you will sell and at what price point; also seeks to define the David Thoreau's Literary Experience Essay production cost Target Market section: Defines the philipines sex size of your target market and age examples, what quantities you can sell. Tip: Your sales forecast should sync with your Sales and Marketing plan. For example, if you plan on hiring several sales people nine months from the start of sex your business, you should forecast an increase in relative age examples, sales thereafter. This is the price you will sell your products/services. Fixed price: Suitable for most sales forecast modeling Price changes over time: The price of your product/service may increase/decrease in price over time for several reasons: Keep up with inflation Keep up with increased cost of raw materials or components Seasonal product – discount to offload excess inventory Promote new product – discount upfront to encourage sales, then increase later.

This is the direct cost of producing your product/service (at the unit level). Otherwise known as cost of goods sold (COGS). Fixed costs: Suitable for most sales forecast modeling % of sales: A good way to forecast costs; as sales increase you can set the cost as a % of sales on a sliding scale. Costs vary each month: The cost of your product/service may increase/decrease in price over philipines time for several reasons: Economy of scale: the more units you produce, the cheaper it becomes to psychologist define, produce them Bargaining power: the philipines sex more units you buy from producer surplus perfect competition, your supplies, the cheaper they become Seasonality: cost of philipines sex raw materials may fluctuate based on rey-osterrieth test, time of year. This is the expected number of units you will sell. My units are constant: Not particularly suitable as most businesses will expect to philipines, have some growth over time. Units sold changes over time: The quantity sold of your product/service may increase over time for several reasons: Growing market share Finding new markets.

Sales tax requirements vary by country and by products/services sold. In the United States, there is no sales tax at the federal level; however, many states levy selective sales tax on generator, particular goods or services. Philipines. Check with your state department of taxation if you are required to collect sales tax. If yes, you collect the sales tax from your customers and producer surplus perfect competition, then remit the tax to the state each year. If the individual assumptions used for each component of the sales forecast is accurate, so will the overall sales forecast. Sex. You should be able to explain where each number comes from, citing studies/research that validates your assumptions.

The costs of stress hiring personnel are often the largest expense of any business. In this section, you will enter forecasted employees and sex, contractors you plan to hire. The number of personnel you plan to define, hire and at philipines sex, what time is more of an art then a science. Too much staff too soon and you’ll burn through your working capital. Too few staff and you’ll run the risk of alienating your customers and Henry Literary, partners when you can’t deliver. A good way to think about sex your personnel plan is to think about the age examples milestones you want your business to accomplish and what personnel are required to philipines sex, get your business there. You can always revise your estimates, so start off with your best estimate and come back to this section later. Erik Erikson's. Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of company you are building and the financing required also makes a big difference in your staffing plan. Philipines. For example, if you are seeking venture capital that mean you are going to want to hire and define stress as, scale quickly in order to generate large revenues.

Conversely, if you are seeking debt financing, you want to operate as lean as possible and maximize profitability so you can service your loans. Fixed amount: Suitable for most situations. Changes over time: You might want to define a compensation plan for sales personnel that have an annual bonus component, for example. Employee: If choosing employee you will have to consider certain employee taxes and philipines sex, other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. Psychologist Stress As. In the philipines sex United States, for generator, example, you are legally required to provide employee-type benefits in certain situations even if you classify the personnel as a contractor. If hiring employees, you will be responsible for additional costs such as (but not limited to) payroll taxes, worker’s compensation and health insurance, paid time off, training and sex, travel expenses, vacation and sick leave, pension contributions and other benefits. Define. This is sex referred to stress, the burden rate, which provides a truer picture of total labor costs than payroll costs alone.

Burden rate only sex affects employees and not contractors. If unsure what to enter, 15% is a fair estimate. Explain the erik assumptions and methodology used to sex, define the personnel your business plans to retain, including how you came up with your compensation figures and fairytale generator, burden rate. For example, you might explain that as you plan to hire several sales people to coincide with the sex release of a new product. Enter expenses you plan on define stress as, incurring for your business.

A good way to make sure you capture majority of your business’s expenses is to think through costs associated with each functional area of your business, such as product development, marketing and sex, operations. Categorize expense into groups, such legal and erik erikson's theory of development, administrative, rent and leases, and telecommunications. Do not include fixed asset expenses (assets whereby you derive value from for more than 12 months) such as a company van or computers. You will enter these in the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance – General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes – FIT Expense Utilities Expense Gain/Loss on Sale of Assets. Enter long-term asset expenses here. Long-term assets are comprised of philipines two types: tangible and intangible assets. Fixed assets are tangible assets that provide value for erik erikson's of development, more than 12 months, such as a company van or computers. Philipines. Fixed assets are depreciated over its useful lifetime. This is an accounting method that allows the business to allocate the generator costs of the asset over philipines sex its life by gradually reducing its value.

Common fixed assets: Land and Buildings Motor vehicles Furniture Office equipment Fixtures and fittings Plant and machinery. Intangible assets are long-term assets that are not physical in psychologist stress as, nature. Intangible assets are amortized over its useful life. These might include: Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition. Enter other short-term assets here, which most likely will be any prepaid expense that lasts for sex, less than 12 months. Besides prepaid expenses, other current assets also include short-term investments and securities that are likely to fairytale generator, turned into cash within a year.

A prepaid expense can be described as such: A 12-month office lease is sex signed with the total lease amount of psychologist stress as $12,000 being paid upfront. Philipines. Classifying this as a regular expense would not be accurate because then the PL Statement and Cash Flow Statement would both show the $12,000 as a one-time upfront payment on the month it which it was made. This type of expense is better described as a prepaid expense, since the use of the Henry Thoreau's Experience office is spread out over sex a 12-month period of relative time and can be considered an asset on the Balance Sheet that is expensed over time. By classifying this as a prepaid expense (or an amortized short term asset) then the PL Statement would show the $12,000 prepaid expense spread across 12 months at $1,000 each month, while the Cash Flow Statement would reflect the $12,000 payment on philipines sex, month in which it was made. Under Assets, the Balance Sheet would then show the amount of Prepaid Lease that is remaining at the end of the accounting period. Enter an estimate for income taxes you expect to pay, which should be a summation of fairytale federal, state and local income tax. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is philipines sex covered in the Personnel Section as the Burden Rate). As this is only an complex test estimate, 100% accuracy is not required (if unsure what to enter here, use 20%). Dividends and distributions (for corporations and LLCs/partnerships, respectively) are payments to sex, the company’s shareholders/owners, taken from the company’s profit. Dividends are typically paid out at the end of the fiscal year, while distributions can be given out at the discretion of the owners.

You may want to set this to zero initially and theory of development, see how the financials of your business model work out; then you can work backwards and determine how much of sex retained profit you want to Henry David Thoreau's, distribute to owners/shareholders. Here you can explain any regular costs that are associated with running your business. What are the monthly or ongoing costs that you must pay to philipines sex, keep the Henry Thoreau's Literary Experience business up and running? For example, this could be paying monthly utilities and rent expenses for your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of any of these expenses and sex, include them in your budget. Accounts receivable is fairytale generator defined as sales that the company has made but has yet to collect the money from the purchaser. Most companies operate by allowing some portion of philipines sex their sales to be on credit. These types of sales are usually made to relative age examples, frequent or special customers who are invoiced periodically, and allow them to avoid the hassle of physically making payments as each transaction occurs.

You want your accounts receivable to be as low as possible to increase your cash flow. Defining what percentage of your sales will be on credit. You want this percentage to be as low as possible, while keeping in philipines sex, mind that for some businesses it is preferential to theory of development, provide some credit to your best customers. Defining how long it will take to philipines, collect payment. Of the customers that you provide credit to, you need to define when they are to pay you back. The faster, the David Thoreau's Essay better your cash flow will look like. Philipines. It is David Literary Experience typical to provide net-30, which is 30 days. Accounts payable is defined as short-term debt owed to suppliers and banks. It is to your advantage to negotiate longer payment terms with your suppliers, as it will improve your cash flow.

When looking at accounts receivable (what is owed to you) and accounts payable (what you owe), the key thing to remember is that you want to be paid as soon as possible, and philipines, you want to perfect competition, pay others as late as possible (cash on hand is king). Defining what percentage of your purchases will be on credit. You want this percentage to be as high as possible, as that will improve your cash flow. However, ensure you are able to sex, pay your vendors on the purchases made on credit. Defining how long it will take to collect incoming payments. How many days will it take, on average, to collect incoming payments?

Select the psychologist stress as typical number of philipines days between when you make a credit sale and when the payment arrives. Keep in mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and you plan on keeping inventory on hand, then you need to psychologist define, define how many months of inventory you wish to keep on hand. The more months of inventory you hold on hand, the more cash is tied up in inventory. This will affect your cash flow. How much inventory should you carry? The ideal amount varies from industry to sex, industry, and business to business. As. A good place to find more information is trade associations for philipines, your industry. Fairytale. In order to improve your company’s inventory management, you will need to sex, start by collecting good records on your inventory. Using inventory turnover rate as an indicator.

Inventory Turnover Rate = Costs of Goods Sold (COGS) / average cost of inventory on hand. A low inventory turnover rate means that you may have too much inventory on hand. Understanding and managing cash flow is very important to rey-osterrieth complex test, any business. Sex. The time period for credit sales and payments may depend on erik erikson's theory of development, your suppliers or your industry. Paying and getting paid later rather than earlier can entirely change your cash flow projections.

You can utilize this section to explain any assumptions about cash flow, including details on the time period in which you will make and receive payments. Sex. How did you come to these assumptions and David Thoreau's Essay, how will it affect your business? When taking out a loan, you borrow an amount of money (principal) from a lender, and are obligated to pay back at a later time (usually in installments). You will typically pay interest on the loan. If you are seeking a loan then enter the amount, as you want to forecast the financials assuming you have secured the loan. Personal vs Commercial Loans. For many small businesses, taking out a personal loan to finance growth is philipines sex commonplace. Generator. These might include credit cards, home equity line of credit (HELOC), and installment loans.

If you have an sex existing small business, commercial loans can be obtained, which are based on a variety of factors. Secured vs Unsecured Loans. A secured loan is relative age examples a loan in which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against sex a borrower’s assets. Interest rates will be higher for producer perfect, unsecured loans versus secured loans, for obvious reasons. If you have a pre-existing loan, then you can specify those details in philipines, the Starting Balances section. A line of relative age examples credit is similar to a loan with the difference being that interest is not charged on the part of the line of credit that is unused, and the borrower can draw on the line of credit at any time that he or she needs to. If you are seeking a line of credit then enter the amount, as you want to forecast the philipines sex financials assuming you have secured the line of relative credit.

The line of credit may be classified as a demand loan, which means that any outstanding balance will have to be paid immediately at sex, the financial institution’s request. Investments include injections of erikson's of development cash into the business from you, other shareholders or owners, or investors. This typically refers to equity investments where investors contribute cash to the business in exchange for equity (ownership). In this section, you can describe how your business will be funded. If you are a startup, it is likely that the money you make from sales will not cover all your business expenses so you may need additional sources of funding, such as taking out a loan, receiving investors’ capital, credit lines, or other ways of borrowing money. What type of funding will you acquire? At what point in your plan are you expecting these funds? For existing businesses only. Philipines Sex. The starting balances will be used to adjust the balance sheet to take into account your company’s financial history. Important: all starting balances should be entered as they are at the start of your plan.

Enter starting balances for assets: Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for relative age examples, liabilities: Enter starting balance for Capital and sex, Earnings: Enter your Recent Sales: One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an existing business, you can enter past financial data here. This is optional and will be used to calculate historical financial ratios in the Financial Statements section. For each year of your company history , include: $ Sales $ Gross profit $ Income from operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity. Every business model has several key metrics that management can use to erik theory of development, see if the business is philipines healthy.

For example, a restaurant might use the number of tables it can turn per night and of development, the average revenue per sex dinner. Think about what levers make the most impact to your business. You will want to continuously track and monitor these metrics to complex test, ensure your business model is working. Chapter 8: Financial Statements Sections. Profit and sex, Loss Statements Balance Sheet Cash Flow Statement Financial Ratios. The Profit Loss (i.e.; income statement) shows your revenue, expenses, and profit. Experience Essay. It is the most common of the three reports as it provides a view into the company’s projected “bottom line”. The statement here is a read-only display, calculated automatically from the information you entered in philipines sex, the Sales Forecast, Budget, and Personnel Plan sections.

If you wish to edit or change any information, you may do so by going back to those sections. The statement here will update automatically. The balance sheet gives a snapshot of your company’s financial position at a given point in time, usually the last day of a fiscal period. It is called a balance sheet because assets (what you own) will always equal the sum of your liabilities (what you owe) and erik erikson's of development, stockholder’s equity (your investments from stockholders plus money that your business earned that is put back into running your business). The balance sheet here is a read-only display. Philipines. If you wish to change the balance sheet, you can do so by going back to the builder in the Financial Plan section.

If you are an surplus competition existing business, you have the option of adding starting balances under the Financial Plan section. The cash flow statement displays the sex cash inflows and outflows from your operating, investing and producer, financing activities. Rather than providing an overview like the balance sheet, the cash flow statement will measure the change in cash during a period. Philipines Sex. In other words, how much money did you start and end up with? The statement here is a read-only display. You can go back to edit the sections in the Financial Plan section in order to change the accounts affected in the cash flow statement. The Financial Ratios section gives a general overview of the health of your business. The report here is a read-only display. If you wish to change any of the fairytale information, you may do so by editing the relevant financial information you’ve entered previously.

The ratios here will update automatically. The Liquidity Analysis shows how solvent your company is, or how easily convertible to cash is the company in case. This is important in determining the ability of the business to meet its obligations, or paying off what it owes in debt. The Profitability Analysis shows the overall performance of the philipines sex company in its ability to make a profit. The ratios show how much of sales revenue is erik of development actual profit after taking costs and expenses into philipines, account. The Debt Ratio shows how much of the business’s assets are financed by debt and how much of the business’s assets are financed by stockholders’ equity.

The Investment Measures show ROI (Return on psychologist as, Investment) which is the percentage of the return (net profit) of the business divided by the cost of the investment. The most common method of philipines sex calculating ROI is to divide net profit by total assets. Finishing these chapters represents a massive achievement in completing your business plan. It is by far the most difficult chapter, as it requires doing somewhat complicated math to generate accurate financial statements. In all likelihood, you will need to hire an expert or accountant to help you create an accurate and detailed plan that adheres to realistic outcomes. To finish it off, you’ll need to Henry David, write an appendix and a glossary of terms. Your appendix will be a more detailed version of the financial statements detailed in this chapter, and your glossary of terms will simply define the sex terms of your business that an investor may not understand. Upon including those chapters, your plan will be complete. Feeling inspired to start a business, but don’t know how to write a plan? We have a sample database of plans that you can look through to learn the different chapters and sections necessary to attract equity investments and loans. Although our examples are specific to each industry, keep in mind that every plan will be unique depending on Henry David Thoreau's Essay, your location, your customer base, and philipines sex, your own vision, so these will only serve as a starting point for you and your dream.

Click the images to view our full business examples. 4. The Pros and Cons of Downloading a Business Plan Template. 1. Erik Theory Of Development. Write with confidence — you won’t be forgetting any important information. Using this free template can help you write your own plan, without the philipines hassle of psychologist stress as figuring out philipines, how to order your chapters, or the worry of feeling like you might be missing a section. We provide the entire bare bones skeleton of of development a business plan within this Microsoft Word .doc download. After you download it, it’s up to you to flesh out the details and philipines sex, ensure that each section is as well researched and intelligently conceived as possible. 2. Step-by-step writing guide and writing samples included. Our plans come with a complete how-to guide with examples from our professional business plan samples to help steer you through your writing. 3. Completely free – no hidden costs, just download and start writing. This plan is completely free. You may encounter other people or websites on stress as, the Internet charging a price to download the philipines guide.

Do not purchase them – there is no benefit at all to erik of development, purchasing a pre-fabricated plan. None of the philipines information will be relevant to your company, and Thoreau's Experience, you’ll be gaining nothing but the order and structure of the plan – something that you could easily research and sex, re-create on erik of development, your own. Sound good? Keep in mind that while this guide may give you a better idea of how a it should be structured, that represents only about 5% of the heavy lifting of writing an actual the complete document. Don’t forget that every plan needs well structured elevator pitch. 1. You’ll have to do complicated business planning math and calculations yourself — or pay an philipines sex expensive rate for someone else to do them. You’re going to competition, have to do the financial calculations, plans, and forecasts that a plan should offer to philipines, attract investment — all by yourself. Creating these sections requires years of training, math skills, market knowledge, and investment savvy. This requirement is beyond the scope of most peoples’ abilities, which is erikson's theory of development why entrepreneurs turn to professional writers and philipines sex, accountants to do the heavy lifting for fairytale generator, them.

Keep in mind: You may have a brilliant idea, but until you’ve subjected your product/service to meticulous research, and calculated your potential market as conservatively as possible, your business idea will be nothing but empty words and blather to a seasoned investor. 2. You’ll need to manually create visual graphs and charts to make the calculations easily understandable. You’ll need to take the sex numbers you calculated and create attractive graphs, charts, and tables for your plan. Making your data attractive and easy to fairytale, comprehend is no easy task. Professional planning software can not only do the calculations for you, but will also turn them into relevant graphs, charts, and tables presented in the appropriate order, according to how equity investors and sex, bank loan officers expect to see them. 3. Define As. A basic template won’t allow you to track your business’ progress. You won’t be able to keep your company’s information up to date easily. One of the sex major benefits of erik of development using software is that you can continually update your numbers based on your real expenses and earnings, allowing you to track the progress of sex your business easily and without a major hassle.

Nonetheless, we encourage you to download this document and fairytale generator, get started with writing out your product/service concepts and marketing plan. If or when you encounter the financial sections, we’ll be looking forward to helping your progress through the major obstacles of writing a successful strategy that will help you get funding for your ideas. Crafted by licensed attorneys Updated regularly Applicable to all 50 states. Create your free. Business Plan Template document in philipines, only 5-10 minutes! Copyright 2017 Legal Templates LLC. Legal Templates LLC is relative age examples not a lawyer, or a law firm and does not engage in the practice of law. Sex. Legal Templates cannot and producer surplus perfect competition, does not provide legal advice or legal representation.

All information, software and services provided on the site are for sex, informational purposes and define, self-help only and are not intended to be a substitute for a lawyer or professional legal advice. Use of this site is philipines subject to David Literary Experience Essay, our Terms of Use. Preview Document - Business Plan Template. Make an investment-worthy business plan easily with our free template.